Newport, RI · Seller questions

Questions About Selling a House in Newport, RI

Find answers about repairs, what you keep, closing costs, and Rhode Island foreclosure timing.

Call 888-274-5006 or use the form. You can start with a question.

We give written cash offers in 24 hours.

Share the address, your question, and your timing. Start with what you already know.

Start with what you keep

Compare the money left after a sale

A sale price is only part of the picture. Compare possible proceeds after costs and payoffs. Your mortgage, liens, back taxes, and share of current property taxes are separate from the closing costs we pay.

Compare possible Newport sale proceeds with the calculator →

Cash Offer or EZ Sale: compare the written numbers

We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.

Swipe across the table to compare all four selling options.

Factor	List with a realtor	FSBO	Cash Offer	EZ Sale
Timeline	Market-dependent	Market-dependent	30 days or less	60 days or less
Price	Highest, if it sells	Varies	Lower price	Higher price than the Cash Offer
Repairs	Repairs may be needed before listing or after inspection	The seller handles repair decisions	No repairs	No repairs
Commissions	Agent commissions apply under the listing agreement	No listing-agent commission; the seller handles the sale	No commissions	No commissions
Closing costs	Seller costs depend on the contract and settlement statement	Seller costs depend on the contract and settlement statement	No closing costs	No closing costs
Showings	The seller prepares for and coordinates showings	The seller markets the property and coordinates showings	None	Yes, partner visits
Who buys	Retail buyer	Retail buyer	USA Home Buyers buys directly	Goes to one of our partners
Certainty	Depends on the buyer, inspections, financing, and contract	Depends on finding and qualifying a buyer	You get a written offer and written terms before you commit, and we close through a title company.	You get a written offer and written terms before you commit, and we close through a title company.
Net proceeds	Compare the expected sale price after commissions, repairs, costs, and waiting	Compare the expected sale price after seller-managed costs and work	Compare the written price after your payoff and other property obligations. No commissions. No closing costs.	Compare the written price after your payoff and other property obligations. No commissions. No closing costs.

Compare what you would keep after costs with the Newport calculator →

Questions about the two options? Call 888-274-5006.

Newport seller questions, answered

How can I compare what I may keep from selling?

Compare possible net proceeds, not just the sale price. Repairs, selling costs, mortgage payoff, liens, back taxes, and your share of current property taxes all affect what remains. Use the calculator to compare possible sale paths.

Can I sell my Newport house without fixing or cleaning it first?

Yes. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

What do I get before I decide?

You get a written offer and written terms before you commit, and we close through a title company.

How quickly can I get a written cash offer?

We give written cash offers in 24 hours.

How soon can a sale close?

Close as fast as 7 days when title and closing details allow.

What costs do I pay when I sell to you?

When you sell to us, we pay the closing costs, including Rhode Island's real estate conveyance tax. No fees. No agent commissions when you sell to us. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate.

How does Rhode Island's real estate conveyance tax work?

Rhode Island charges a real estate conveyance tax when the deed is recorded. The rate is $3.75 for each $500 of the price, or any part of $500; the price includes a mortgage or lien that stays on the property. In 2026, a second tax at the same rate applies to the portion above $824,000. That threshold is adjusted each year. State law makes the seller responsible unless the parties agree otherwise.

Can I sell if a Rhode Island foreclosure sale is scheduled?

Often, yes, if the sale closes before the foreclosure sale. Rhode Island foreclosures can proceed through a court case or under a mortgage's power of sale. A completed power-of-sale auction ends the owner's right to redeem the house. If a foreclosure sale is scheduled, tell us the date right away so we can try to close before it.

Start with a question

You can call before you have everything figured out

Call us with the question you have now. We can talk through the house, timing, or paperwork with you.

Newport property-tax and Rhode Island sale questions

For a Newport real-estate tax bill or payment, contact the City of Newport Collections Office. These state sources explain the conveyance tax and foreclosure rules discussed above.

What our sellers say

BBB A rating Read our Google reviews

“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”

Alex Pproperty taxes

“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”

Alice Wforeclosure

“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”

Angela Rmoving

More detail

Keep reading about your options

Still have a Newport sale question?

Call 888-274-5006. We answer 24/7, and you can start with the question you have now.