Richmond, VA · 2026 seller guide

How to Sell a House in Richmond, VA | 2026 Guide

USA Home Buyers buys houses as-is in Richmond city, Virginia.

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

You get a written offer and written terms before you commit, and we close through a title company.

We answer 24/7 at 888-274-5006.

Call 888-274-5006

We give written cash offers in 24 hours.

Share the address and what you know about the house.

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Compare the choices

Listing, a direct sale, Cash Offer or EZ Sale

List with an agent or sell on your own

A listing puts the house in front of retail buyers. Compare the expected proceeds after repairs, cleanout, preparation, showings, agent commissions, concessions, carrying costs, and the time you may wait—not just the asking price.

Listing may fit when the house is ready for buyers and the preparation and wait work for you.

Sell directly to us

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

No agent commissions when you sell to us. No fees.

Your mortgage, liens, back taxes, and share of current property taxes remain separate. You get a written offer and written terms before you commit, and we close through a title company.

Two ways we buy

We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.

Cash Offer

USA Home Buyers buys directly. 30 days or less. Lower price. No repairs, no commissions, no closing costs.

EZ Sale

Goes to one of our partners. 60 days or less. Higher price than the Cash Offer. Still no repairs, no commissions, no closing costs. Yes, partner visits.

Compare the written numbers with the time, costs, and work involved for your house. You choose which option, if any, works for you.

Steps and numbers

Selling steps and Richmond housing measures

Three simple steps

  1. 1

    Tell us about your house

    Share the address, what needs work and who lives there. Tell us when we can see it and when you want to sell.

  2. 2

    Get your offer

    We give written cash offers in 24 hours.

  3. 3

    Close

    You get a written offer and written terms before you commit, and we close through a title company.

Close as fast as 7 days when title and closing details allow.

Compare Richmond's home values and recent sales below.

Housing prices and selling conditions

These measures describe housing prices and selling conditions for the areas and periods shown. Compare them alongside repair costs, your mortgage payoff and selling costs.

MeasureValueSource and areaPeriod
Median sale price$401,199Redfin · Richmond, VAThree months ending September 2026
Median days on market17 daysRedfin · Richmond, VAThree months ending September 2026
Homes sold719 homesRedfin · Richmond, VAThree months ending September 2026
Typical home value (Zillow ZHVI)$361,844Zillow · Richmond, VAAs of September 2026
For-sale inventory735 homesZillow · Richmond, VAAs of September 2026

Include utilities, other bills and any mortgage payments while waiting to sell. Allow time for closing, too.

Current home-value context: $361,844 (As of September 2026; Zillow typical home value for Richmond, VA).

Richmond, VA Home Sale Net Proceeds Calculator

Calculator

Compare what you would keep from listing your house or selling as-is for cash. Change the repair costs, cleanout, monthly bills and closing costs to fit your house.

Compare what you may keep

Net proceeds are what remains after sale costs, not the sale price. The calculator lets you compare listing and a cash sale using assumptions for repairs, cleanout, monthly bills, and closing costs.

Read the Richmond market report →

Richmond property context

Older homes in The Fan and Church Hill

The Fan and Church Hill historic districts include late-19th- and early-20th-century homes, with Late Victorian, Greek Revival, and Federal influences. If an older house needs work, we can review it as-is so you can compare a direct sale with preparing it for a listing.

The Fan Area Historic District · St. John's Church Historic District

See Richmond neighborhoods and places →

Closing questions

Inherited homes, taxes, tenants, and sale dates

Questions Richmond sellers ask

Can I sell my Richmond house as-is?

Yes. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We buy houses in Richmond city, Virginia.

Who can sign when a Richmond house is inherited?

In Virginia, a house passes at death to the heirs or people named in the will. The executor—the person named to handle the estate—can sell after the circuit court clerk appoints them, but only if the will directs a sale or grants sale authority, or a court grants that authority. Otherwise, heirs or beneficiaries generally sign together; a circuit court can order a sale if they cannot agree. Creditors may challenge a sale by heirs or beneficiaries during the first year after death if court action over estate debts is started or a report of debts is filed during that year. A court-ordered sale in that first year is protected when the proceeds go to a court-appointed commissioner. A surviving spouse may sometimes have a right to stay in the home. We can review the will and appointment papers with you and the title company to work out the next steps. If you need an estate attorney, we can help you find one.

What taxes and closing costs apply in Virginia?

Virginia grantor tax is 50 cents for each $500 of the greater of the sale price or value, about 0.1%. State recordation tax and local recordation taxes where adopted are separate; exemptions and transfers with little or no consideration can change the amount. The settlement agent confirms the figures. When you sell to us, we pay the closing costs, including Virginia state and local recordation taxes, grantor tax and any applicable regional WMATA capital fee, regional congestion relief fee or regional transportation improvement fee. Your mortgage, liens, back taxes, and share of current property taxes remain separate.

Can I sell a Virginia house with a tenant in it?

You don't always need to evict to sell to us. We buy houses with tenants in place — we've done it many times, including cash-for-keys when that works better for everyone. In Virginia, the lease and the tenant's protections continue after a sale; the sale does not set a move-out date. At ownership transfer, the seller passes the security deposits and any interest to the buyer. We can review the lease, occupancy, and handoff with you.

Can I sell before a Virginia foreclosure sale?

Often, yes, if the sale closes and pays off the loan before the trustee's sale. Virginia foreclosures are usually trustee's sales under a deed of trust. For an owner-occupied home, written notice generally must reach the owner at least 60 days before the sale; for other property, 14 days. The sale must be advertised in a local newspaper. A trustee can postpone a sale, and a postponed sale must be advertised again. Until you have a new date in writing, plan around the date on your notice. Our agreement of sale will often get a trustee's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement. It doesn't always work, but it works more often than people think. Call us right away so we can get started.

Where to find help

Richmond City and Virginia resources

Virginia seller guidance

Read the Virginia guide for more state-level selling questions. The Virginia code links below cover the estate, tax, tenant, and foreclosure rules in this guide.

Read the Virginia seller guide →

Virginia laws cited above

What our sellers say

“My renters skipped out in the middle of my rental property needed 20k in work sold it to these guys instead good people”
Ed Llandlord, repairs
“bought a fixer upper in akron and ran out of money place was torn down to the studs they took it off my hands and saved my credit highly recommend”
Jerry Brepairs
“Got ripped off by a roofer... didn't have the money to finish the job... they bought it with a tarp on the roof and didn't blink...”
Jimmy Srepairs

Questions and contact

Want to talk through a Richmond sale?

Call 888-274-5006 or send the property address. Tell us what is going on with the house, and we'll sort it out with you.

We give written cash offers in 24 hours.

Share the address and details you know about the property.

By submitting, you agree to our Privacy Policy and Terms of Service. You consent to receive calls and texts from USA Home Buyers. We never share your information.

Prices, timing and your selling options

Home prices in Richmond

Median sale price
$401,199
Redfin · Richmond, VA; Three months ending September 2026
Median days on market
17 days
Redfin · Richmond, VA; Three months ending September 2026
Homes sold
719 homes
Redfin · Richmond, VA; Three months ending September 2026
Typical home value (Zillow ZHVI)
$361,844
Zillow · Richmond, VA; As of September 2026
For-sale inventory
735 homes
Zillow · Richmond, VA; As of September 2026

Homes in Richmond, VA sold for a median of $401,199 for the three months ending September 2026 (Redfin). Repairs and condition affect what someone will pay for your house. Homes in Richmond, VA spent a median of 17 days on the market for the three months ending September 2026 (Redfin). You still have bills while waiting to sell, including utilities and any mortgage payments. Allow time for closing, too.

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