Sacramento, CA · Seller questions
Questions About Selling a House in Sacramento, CA
We are USA Home Buyers. We buy houses as-is in Sacramento and Sacramento County, California. These answers cover repairs, sale choices, closing costs, California foreclosure timing, and paperwork.
Call 888-274-5006 or use the form. Start with the house, the timing, or the question in front of you.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address, what you know about the house, and your timing.
Money and choices
Compare what you keep, not just the price
Net proceeds are what remain after the sale price and costs attached to the property. Compare the written price with your payoff and other property obligations, then account for the work, selling costs, and time attached to each path.
Two ways to compare a sale to us
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Cash Offer and EZ Sale: compare the written terms
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Change the assumptions for your house in the Sacramento home-sale net proceeds calculator.
Sacramento seller questions, answered
Can I sell a Sacramento house that needs repairs or cleanout?
Yes. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Tell us what work the house needs and what you know about access or occupancy. For code or permit questions, see Sacramento code-violation information.
How do I compare a Cash Offer, EZ Sale, and listing?
Compare what you keep after the costs of each path, not just the headline price. A Cash Offer is built for speed, condition, and tough situations; EZ Sale is often a better fit when the house doesn't need major repairs and you want a higher number. You compare written numbers and choose what works best for you. Change the assumptions for your house in the Sacramento net proceeds calculator.
How soon can I get a written cash offer, and what are the program timelines?
We give written cash offers in 24 hours. The Cash Offer program is 30 days or less; EZ Sale is 60 days or less. Compare the written terms for your house before you decide. Read how the Sacramento sale process works.
Who pays California documentary transfer tax and Sacramento city transfer tax?
California counties charge documentary transfer tax of $0.55 for each $500 of value, or fraction of $500, equal to $1.10 per $1,000. It applies when consideration is over $100; a lien or loan that stays on the property is not counted as consideration. A city may receive a credited share of the county tax, and some cities add their own larger transfer tax. The recorder collects the tax when the deed is recorded. State law assigns responsibility to a person who signs or benefits from the deed, and the purchase agreement can allocate the cost. Have escrow or the title company confirm the taxable amount, local tax, and any exemption for the property. When you sell to us, we pay the closing costs, including the county documentary transfer tax and any city transfer tax. That does not pay your mortgage payoff, liens, back taxes, or your share of current property taxes. Check the local office pages for Sacramento County documentary transfer-tax information and City of Sacramento real property transfer-tax information.
Can I sell if a California foreclosure is underway?
Often, yes, but the recorded notices and sale date matter. Most California home-loan foreclosures are nonjudicial, meaning a trustee named in the deed of trust runs the process without a lawsuit. After the trustee records a notice of default, a 90-day cure period comes before a notice of sale can follow. The notice of sale must be posted, published, and recorded at least 20 days before the sale. You can usually reinstate by catching up until five business days before the sale, or pay off the loan up to the sale itself. There is no right of redemption after a nonjudicial trustee sale. A trustee may postpone a sale at the lender’s instruction or by agreement; for 1–4 unit homes, state law also allows limited 45-day postponements tied to a broker listing and qualifying purchase agreement. Have the title company or an attorney confirm the current sale date and payoff. If a trustee's sale is scheduled, tell us the date right away so we can try to close before it. For the state process and deadlines, see California Courts’ nonjudicial foreclosure guide, Civil Code sections 2924c, 2924f, and 2924g, plus the California Department of Real Estate’s foreclosure guide. For Sacramento-specific questions, see foreclosure options in Sacramento.
Can I call before I have every document figured out?
Yes. Start with the property address and what you know about its condition, occupancy, or timing. You receive the written offer and written terms before you commit, with a title-company closing. Written offer and written terms before you commit; title-company closing. You can also start with a question about an inherited house, tenant-occupied property, or property lien.
Start with a question
You can call before you have everything figured out
You do not need a complete plan or every document to ask a question. Start with the property address and what you know about condition, occupancy, or timing. If you are not sure what matters yet, say that.
Call 888-274-5006.
Local help
Where can you check Sacramento transfer-tax information?
Sacramento County and the City of Sacramento maintain separate transfer-tax information pages. Check the official page for the county or city question you have, then ask escrow or the title company to confirm what applies to the property.
More detail
Open the page that matches your next question
Use the calculator for a proceeds comparison or open the situation page that matches the property. The guide, article, process, and review pages offer more detail without assuming every Sacramento sale is the same.
Contact
Still have a Sacramento house-selling question?
Call 888-274-5006 or use the form. Tell us what you know so far; you do not have to have every answer first.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and the question you want answered.
