St. Augustine, FL · Seller FAQ
Questions About Selling a House in St. Augustine, FL
USA Home Buyers buys houses as-is in St. Augustine and St. Johns County. These answers cover repairs, what you keep, Florida closing costs, foreclosure, local offices, and the paperwork you may have questions about.
Call 888-274-5006 — we answer 24/7 — or use the form to ask a question or request a cash offer.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the property address, what you want to know, and your timing.
Money and choices
Compare what you keep, not just the sale price
Net proceeds are what remains after sale costs and amounts tied to the property. Repairs, cleanout, selling costs, taxes, a mortgage payoff, liens, and the time you carry the house can change the comparison.
Compare possible St. Augustine net proceeds with editable assumptions →
We have two ways to buy. Compare the Cash Offer and EZ Sale terms with what you may keep before choosing what works for you.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the St. Augustine calculator →
Questions about the two options? Call 888-274-5006.
St. Augustine seller questions, answered
Do I have to repair or clean out my St. Augustine house before selling to you?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Tell us what needs work and what you know about access, occupancy, or timing.
What is the difference between a Cash Offer and EZ Sale?
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you. Cash Offer — USA Home Buyers buys directly. 30 days or less. Lower price. No repairs, no commissions, no closing costs. EZ Sale — goes to one of our partners. 60 days or less. Higher price than the Cash Offer. Still no repairs, no commissions, no closing costs. Yes, partner visits.
How soon can I get a written cash offer, and when could closing happen?
We give written cash offers in 24 hours. You get the written offer and written terms before you commit, with closing through a title company. The offer timing is not a property-specific closing date; the closing date depends on the house and its sale details.
What closing costs and Florida deed taxes do I pay when I sell to you?
When you sell to us, we pay the closing costs, including Florida documentary stamp tax and, where applicable, the Miami-Dade deed surtax. Your mortgage balance, liens, back taxes, and share of current property taxes are separate from that promise.
Can I sell while a Florida mortgage foreclosure is underway?
Florida mortgage foreclosures proceed in court. After final judgment, the court directs the clerk to hold a public auction, normally 20–35 days later; statutory notice is published before sale. The borrower or a subordinate-interest holder may cure and redeem before the later of the clerk’s filing of the certificate of sale or the time specified in the foreclosure judgment; otherwise there is no right of redemption. A purchase agreement alone does not stop the case or sale.
Can I call about a St. Augustine house with liens or back taxes?
Yes. Tell us what you know and share any notices you already have. A sale to us does not pay your mortgage balance, liens, back taxes, or share of current property taxes; those amounts remain separate when you compare what you may keep.
Does a St. Augustine address tell me whether the City or County handles a property question?
No. The City of St. Augustine and St. Johns County publish separate planning, building, and short-term-rental resources. Confirm the responsible jurisdiction for the actual address with the applicable office or map; do not infer it from a postal label or neighborhood name.
What should I have ready before I call?
Start with the property address, what you know about its condition, who is living there, and any timing or notice date on your mind. A deed, lease, payoff statement, lien notice, or court paper may help answer the next question, but you can call before you have everything figured out.
Start with a question
You do not need every answer before you call
Start with the address, what you know about the house, who lives there, and any deadline on a notice. You can call while you are still gathering paperwork; you do not have to sort everything out first.
Call 888-274-5006. We answer 24/7.
Local help
Which local office handles the question for this address?
The City of St. Augustine and St. Johns County have separate maps and resources. Check the address with the right local office before relying on a building or short-term-rental answer.
More detail
More St. Augustine selling questions and resources
- Inherited property →Questions about an inherited house and the paperwork around a sale.
- Tenant-occupied property →Keep the lease, occupancy, access, and timing questions together.
- Foreclosure →Review Florida court-sale timing and the notices in front of you.
- Code violations and permits →Start with the local notice and the office responsible for the address.
- Fire-damaged property →Discuss the house as it stands and the questions attached to the damage.
- Property liens →Keep payoff, lien, and back-tax questions separate from closing costs.
- St. Augustine selling guide for 2026 →Read a longer comparison of ways to sell a house in this market.
- How the process works →See the steps from a first property conversation through a title-company closing.
Ask about your St. Augustine house
Call with the question you have now or send the property address. You do not need to have every document or decision figured out first.
We answer 24/7 at 888-274-5006.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Tell us about the property and what you want to figure out.