Sturgis, MI · St. Joseph County · Seller questions
Questions About Selling a House in Sturgis, MI
USA Home Buyers buys houses as-is in the City of Sturgis and St. Joseph County. These answers cover what you may keep, repairs, written offers, costs, paperwork, foreclosure, and local property records.
Call 888-274-5006 or use the form to ask about the house and the question in front of you.
Money and choices
Compare what you keep, not just the sale price
Net proceeds are what remains after the costs and property-specific balances tied to a sale. Compare the written numbers and change the calculator assumptions to fit the Sturgis house instead of relying on a headline price.
Cash Offer or EZ Sale: compare the written numbers
A Cash Offer and EZ Sale have different terms. Compare the written numbers, responsibilities, and what you expect to keep before choosing a path.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Sturgis calculator →
Questions about the two options? Call 888-274-5006.
Sturgis seller questions, answered
Do you buy houses as-is in Sturgis and St. Joseph County?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Share what you know about the house and its condition when you call or use the form.
Read about code violations and serious disrepair in Sturgis →
How soon can I get a written cash offer?
We give written cash offers in 24 hours. You can start with the property address and the condition, occupancy, and timing details you know.
Can I see the offer and terms before I decide?
Yes. You get a written offer and written terms before you commit, and closing is through a title company. Read the price, responsibilities, and timing before deciding what works for you.
What Michigan transfer taxes apply when a Sturgis house sells?
For an ordinary taxable sale, Michigan's state real estate transfer tax is $3.75 for each $500 of the property's value at the time of sale, or part of $500. County tax is generally another 55 cents for each $500, or part of $500. The seller is generally responsible under state law. State and county exemptions are separate, so the property's county, sale value, and any exemption need to be checked for the actual sale. When you sell to us, we pay the closing costs, including Michigan state and county real estate transfer taxes. Your mortgage, liens, back taxes, and share of current property taxes are separate.
Compare possible net proceeds with the Sturgis calculator →
Sources: Michigan Compiled Laws, Chapter 207 — state transfer-tax rates and responsibility; Michigan Compiled Laws, Act 134 of 1966 — county transfer-tax rate and exemptions
Can I still sell my Michigan house if foreclosure is underway?
A sale may still be possible if the required payoff or redemption can be completed before the applicable deadline. Michigan mortgage foreclosure auctions are commonly called sheriff's sales. In a foreclosure by advertisement, six months after the sale is the most common redemption period, but shorter and longer periods apply. Redemption requires the sale amount plus required interest and charges, not just the missed payments. Have the title company or an attorney confirm the sale status, exact deadline and amount needed before relying on a closing date. Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.
Read the Sturgis foreclosure information →
Sources: Michigan State Housing Development Authority — stages of foreclosure; Michigan Compiled Laws §600.3240 — redemption periods and amounts; Michigan Compiled Laws §600.3220 — adjournment of a sale
Is a Sturgis property in the city or in Sturgis Township?
St. Joseph County lists Sturgis City and Sturgis Township separately. Confirm the property’s municipal jurisdiction from its property record or an official map; this page is about the City of Sturgis, not every place with a Sturgis mailing address.
Check the St. Joseph County City and Township Assessor List →
Can I call before I have all the paperwork together?
Yes. You can call before every document is gathered. Start with the property address, what you know about its condition, who lives there, and your timing. If a sheriff’s sale is involved, share the notice and dates you have so the title company or an attorney can confirm the actual status, deadline, and amount.
Start with a question
You can call before you have everything figured out
Begin with the address and the question in front of you. You do not need every paper gathered before calling.
Call 888-274-5006 or go to the form above.
Local help in St. Joseph County
Checking whether a property is in Sturgis City or Sturgis Township?
The county assessor directory lists Sturgis City and Sturgis Township separately. Confirm the address-level jurisdiction from the property record or an official map before relying on a city rule or service.
More detail for Sturgis sellers
For a longer comparison, read the Sturgis seller guide for 2026 or the article on as-is sale options in Sturgis. For reviews, Read our Google reviews.
Talk through your Sturgis house
Call 888-274-5006 with a question, or use the form to ask about a cash offer.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address, the question you are trying to answer, and your timing. You can start with what you know.