West Union village · Adams County, Ohio · Back taxes and liens

Can I Sell My West Union House With Back Taxes or Liens?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.

Yes. USA Home Buyers buys houses as-is in West Union and Adams County, Ohio, including houses with back taxes or liens. You can talk with us about the property before you have every notice or payoff figure.

Call 888-274-5006 to talk through the house and ask for a cash offer. We answer 24/7.

Talk through your West Union lien or tax question

Share the property address and what you know about the tax notice, lien, loan payoff, or court matter. You can call before you have every document or balance.

We give written cash offers in 24 hours.

Tell us the address and what you know about the notice, payoff, creditor, or tax account.

By submitting, you agree to our Privacy Policy and Terms of Service. You consent to receive calls and texts from USA Home Buyers. We never share your information.

Prefer to call? 888-274-5006.

How lien and tax payoffs work

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.

Mortgage balances, liens, back taxes, and your share of current property taxes are separate from closing costs. The creditor or tax office confirms the current amount and payment instructions; the title company checks the ownership and recorded claims involved in the sale.

Records that can help

A recent property-tax bill or notice, mortgage or creditor payoff statement, lien or court paper, and any sale notice can help identify the right balance to check. The Adams County Treasurer handles property-tax payment and balance questions; the Auditor handles assessment, tax-list, and parcel-search routing; and the Recorder handles recorded deeds and other land documents. The title company checks ownership and recorded claims for the transaction. Start with the West Union address and what you have — you can call before everything is gathered.

If the payoff is the problem

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

  1. 1. Talk through the house and the lien

    Tell us the West Union address, what you know about the house, and which tax, creditor, or court notice concerns you. You do not need to work out the balance before calling.

  2. 2. Review the house and written terms

    We discuss the house as it stands and put the proposed offer and terms in writing before you decide whether to proceed.

  3. 3. Check title and payoff instructions

    If you choose to proceed, the title company reviews ownership and recorded claims. The creditor or county office confirms the current payoff and any payment or release instructions for the closing.

  4. 4. Review the closing figures and close

    Review the written closing figures, including the sale price, confirmed payoffs, taxes, and other settlement items, with the title company before closing.

Adams County offices and Ohio tax-sale information

These are Adams County offices with addresses in West Union. The Auditor handles assessment, tax-list, parcel-search, and conveyance-fee questions; the Treasurer handles property-tax payments and balances; the Recorder handles recorded deeds and other land documents.

Adams County Auditor

Ask about property assessment, tax-list or parcel-search questions, and the Ohio conveyance fee. The office is at 110 West Main St., Room 104, West Union, OH 45693; call (937) 544-2364.

Tax foreclosure and mortgage foreclosure are separate

Ohio law provides a court process for delinquent real-estate taxes under Revised Code Chapter 5721. A mortgage foreclosure concerns a home loan and follows a separate court process; Revised Code §2329.33 addresses a mortgage-sale issue. Check the notice and case record for the property rather than treating the two sale processes as the same.

For more on a lender's foreclosure case, see the West Union foreclosure information.

Ohio conveyance fee

Ohio charges a conveyance fee when a house sells. State law requires $1 per $1,000 of the sale price, and a county may add up to $3 per $1,000. See Ohio Revised Code §319.54 and §322.02. For the amount that applies to an Adams County sale, ask the Adams County Auditor about the Ohio conveyance fee. When you sell to us, we pay it.

Compare possible net proceeds

If it helps, compare your own estimates for the sale price, mortgage payoff, liens or back taxes, and other costs in the home-sale net proceeds calculator. Just an estimate — the actual number could be more or less depending on the home's condition.

Open the West Union home-sale net proceeds calculator →

What our sellers say

“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
Alex Pproperty taxes
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
Alice Wforeclosure
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Angela Rmoving

West Union property liens and back taxes questions

Can I sell my West Union house with back taxes or liens before paying them?

Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. We buy houses with back taxes and liens; payoffs are handled through the closing, not by you upfront.

Do I need the exact balance or every record before I call?

No. Start with the West Union property address and whatever tax notice, payoff statement, lien paper, mortgage information, or court notice you have. The county office or creditor confirms its current balance and instructions, and the title company checks the records that affect the sale.

Which Adams County office handles property-tax balances and deed records?

The Adams County Treasurer handles property-tax payment and balance questions. The Auditor handles assessment, tax-list, and parcel-search routing. The Recorder handles recorded deeds and other documents; the title company reviews the records for the sale.

Are a property-tax foreclosure and a mortgage foreclosure the same?

No. Ohio tax-foreclosure proceedings concern delinquent real-estate taxes; a mortgage-foreclosure case concerns a home loan. They are separate processes with separate notices and case records, so check the notice and court record for the specific property.

What if the lender payoff is more than my West Union house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens after I contact USA Home Buyers?

We talk through the house and the information you have, then provide the proposed offer and terms in writing before you decide. If you choose to proceed, the title company checks ownership and recorded claims, while the creditor or county office confirms current payoff instructions for closing.

Talk through the property

Call 888-274-5006 or use the form above. Start with the West Union address and whatever tax, lien, or payoff information you have.

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