Camden, NJ · How selling to us works
How Selling Your Camden, NJ House to Us Works
USA Home Buyers buys houses as-is in Camden city and Camden County, New Jersey. Start with the address and what is going on; you can begin the conversation before every property question is settled.
Have a question now? Call 888-274-5006.
Tell us about the houseWe'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Start with the address and what you know. You can ask questions before every detail is settled.
From the first conversation to settlement
The sale, step by step
Tell us about the house
USA Home Buyers buys houses as-is in Camden city and Camden County, New Jersey. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Start with the address and what you know; you can begin before every property question is settled.
Talk through the property and your options
We ask about the house’s condition, repairs, access, occupancy, ownership, and the timing you are considering. Tell us what is known and what still needs to be checked.
Receive a written cash offer
We'll give you a written cash offer within 24 hours.
Read the written terms before you decide
Written offer and written terms before you commit; title-company closing. Review the price, timing, possession, responsibilities, costs, and property-specific conditions before deciding whether to proceed.
Work through title, signing authority, and payoffs
The title company reviews the deed, who can sign, mortgage payoff information, liens, taxes, and the documents needed for settlement. Mortgage balances, liens, back taxes, and your share of current property taxes are separate from the closing costs we pay.
Review the settlement sheet and close
The settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. You're going to get a fair price and not have to do anything. Just show up at settlement.
Cash Offer or EZ Sale: compare the written numbers
There are two ways to sell to us. Compare the written Cash Offer and EZ Sale numbers, then choose the path that works for you.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Camden calculator →
Questions about the two options? Call 888-274-5006.
Camden and Camden County details
New Jersey deed fees
Camden city is in Camden County. For the property itself, start with its full address; the title company reviews the deed and the records that apply to that house.
New Jersey charges a realty transfer fee when a deed is recorded, with rates that rise by sale-price bands. A separate graduated percent fee may also apply to a home sale over $1 million; unless the transfer is exempt, that rate applies to the whole price. See the New Jersey Division of Taxation’s realty transfer fee guidance for current rates and exemptions.
Before settlement
Review the settlement figures
The settlement sheet shows the sale price, mortgage payoff, liens, taxes, closing costs, and the amount scheduled for disbursement. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. You're going to get a fair price and not have to do anything. Just show up at settlement.
When you sell to us, we pay the closing costs.
Your mortgage, liens, back taxes and share of current property taxes are separate.
When things get difficult
We stay with the process
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Testimonials are real, from our transactions, verified and approved by our attorneys.
What sellers say about USA Home Buyers
Questions and contact
Camden selling-process questions
Can I start before every property question is settled?
Yes. Start with the address and the facts you know so far. We can talk through condition, access, occupancy, ownership, and timing as other questions are sorted out.
Who checks title, signing authority, and payoffs?
The title company reviews the deed, who can sign, mortgage payoff information, liens, taxes, and the documents needed for settlement.
Who pays New Jersey’s realty transfer fee and graduated percent fee?
When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes and share of current property taxes are separate.
How do I review the amount scheduled for settlement?
The settlement sheet lays out the sale figures and amount scheduled for disbursement. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Ready to talk about your Camden house?
Call 888-274-5006 or start with the address and what you know about the house. Questions are welcome before every detail is settled.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and situation to start the conversation.