Jackson, TN · Madison County · How it works
How Selling Your Jackson House to Us Works
USA Home Buyers buys houses as-is in Jackson and Madison County, Tennessee. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Start with the address and the facts you have. You do not need every property question settled before you call or send the form.
Call 888-274-5006 to talk through the house.
Tell us about the houseStart with the property details
Share the address, condition, occupancy, access and timing you know. Unknown details can stay unresolved while we begin the conversation.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Tell us about the house and what you want to compare.
From first conversation to settlement
The sale, step by step
1. Tell us what is going on
Share the address, condition, occupancy, access and timing you know. Mention an estate, tenant, payoff, lien, tax notice or deadline if it is part of the situation. You can start the conversation before every answer is settled.
2. Talk through the property and sale choices
We ask practical questions about the house and review the property as it sits. We can compare the Cash Offer and EZ Sale choices with listing or another path, so you can look at the written numbers and decide what works for you.
3. Read the written offer and terms
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing. Read the price, responsibilities, possession, timing and costs before deciding whether to proceed.
4. Let the title company check title and payoffs
If you choose to proceed, the title company reviews the deed, ownership, who can sign, mortgage payoff figures, liens and tax items needed for settlement. Keep the statements and notices you have available to help answer property-specific questions.
5. Review the settlement sheet and close
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
You're going to get a fair price and not have to do anything. Just show up at settlement.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Jackson calculator →
Questions about the two options? Call 888-274-5006.
A Madison County closing detail
Use the Register of Deeds for recorded land documents
The Madison County Register of Deeds handles recorded deeds and other land documents. That record office is separate from the title company's review for a sale; the title company checks the documents and information needed for your closing. For a deed-record question, visit the Madison County Register of Deeds ↗.
Before you sign
Review the settlement figures and Tennessee realty transfer tax
The settlement sheet shows the sale price, mortgage and other payoffs, liens, taxes, closing costs and the amount scheduled to be paid out. Ask about a line you do not recognize; the title company confirms the final numbers.
Tennessee charges a realty transfer tax when the deed is recorded. The rate is 37 cents for each $100 of the price paid or the property's value, whichever is greater. State law places the tax on the buyer, and the county Register of Deeds collects it for the state. Some transfers are exempt.
When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes and share of current property taxes are separate.
Tennessee Department of Revenue: recordation-tax information ↗When the process gets difficult
We stay with the process
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
What sellers say about USA Home Buyers
Jackson seller pages and planning tools
Open the page that fits the next question, or compare estimated proceeds with the Jackson calculator.
Jackson, TN Home Sale Net Proceeds Calculator
CalculatorCompare what you would keep from listing your house or selling as-is for cash. Change the repair costs, cleanout, monthly bills and closing costs to fit your house.
Jackson and Madison County seller resources →Questions about the Jackson selling process
Can I start before every property question is settled?
Yes. Start with the address and what you know about the house, its condition, occupancy, access and timing. Title, payoff, estate or tax questions can be identified as the sale is reviewed.
When will I get a written cash offer?
We'll give you a written cash offer within 24 hours.
Who checks the deed, signing authority and payoff figures?
If you choose to proceed, the title company reviews the deed, ownership, who can sign, mortgage payoff figures, liens and tax items needed for settlement. Keep current statements or notices available for the questions they cover.
Who pays Tennessee realty transfer tax when I sell to you?
When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes and share of current property taxes are separate.
What happens if a problem comes up during the sale?
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Want to talk about a Jackson house?
Call 888-274-5006 or use the property form. You can start with the details you have.