City of Norfolk · Virginia · Independent city
USA Home Buyers buys houses as-is in the City of Norfolk, Virginia. Norfolk is an independent city, not part of a county. You can call or use the form before every property question is settled; start with the address and what you know.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Questions before you have every detail? Call 888-274-5006.
Tell us about the houseShare the address, condition, occupancy, and timing. You can leave unanswered property questions for the conversation.
We'll give you a written cash offer within 24 hours.
Tell us the address and what you know about the house.
From first conversation to settlement
Start with the Norfolk address, the condition, who lives there, access, and the timing you are considering. If you know about an estate, tenant, payoff, lien, tax account, code notice, or deadline, tell us what you know. You can start the conversation before every property question is settled.
We ask about the house as it sits, including condition, repairs, occupancy, access, and timing. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We talk through the sale choices that fit the property and what still needs to be checked.
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing. Read the price, responsibilities, possession, timing, costs, and property-specific conditions before deciding whether to proceed, compare another path, or stop before signing.
The title company checks the deed, who can sign, mortgage payoffs, liens, taxes, and the documents needed for settlement. A payoff is the amount needed to satisfy a mortgage or other obligation; a lien is a recorded claim for money. If an estate or court matter is involved, the title company can identify the documents it needs while you follow the court's instructions for the specific situation.
The settlement sheet lays out how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. You're going to get a fair price and not have to do anything. Just show up at settlement.
You're going to get a fair price and not have to do anything. Just show up at settlement.
Two ways to sell to us
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you might keep after costs with the Norfolk home-sale net-proceeds calculator →
City of Norfolk details
Norfolk is an independent city, and no county applies to this market. The City Assessor describes its jurisdiction as property within Norfolk city limits. Match the property address and the record or notice to the right city office; the title company checks the documents and figures needed for the sale.
The City Assessor handles assessment and parcel questions for property within Norfolk city limits. An assessed value is not a title search or a payoff figure; the title company checks the records and amounts needed for a sale.
For an estate sale, use the court’s probate-process instructions for the estate questions in front of you. The title company checks the documents and signing authority needed to close on the property.
Use the City Treasurer’s real-estate-tax information for a Norfolk city tax account or notice. The title company checks the tax figures that apply to the sale.
Closing numbers
The settlement sheet lists the sale price, mortgage payoff, liens, taxes, other costs, and the amount scheduled for disbursement. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Virginia charges grantor tax when a deed is recorded: 50 cents for each $500 of the greater of the sale price or value, about 0.1%. Norfolk is also in the Hampton Roads region, where a regional transportation improvement fee of 0.06% applies. Virginia state and any adopted local recordation taxes are separate. The sale contract can shift who pays, and exemptions or transfers with little or no consideration can change the amounts; the settlement agent confirms the figures for the transaction.
When you sell to us, we pay the closing costs.
Your mortgage balance, liens, back taxes, and share of current property taxes remain separate settlement items.
When things get difficult
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Questions and contact
Call 888-274-5006 or use the form at the top of this page. You can start with what you know before every property question is settled.
Yes. Start with the property address and what you know about condition, occupancy, and timing. You can tell us which details about an estate, payoff, lien, tax account, or deadline are still unknown.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
We'll give you a written cash offer within 24 hours.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
No. Norfolk is an independent city, and this market covers property within Norfolk city limits; no county applies.
The title company checks the deed, who can sign, mortgage payoffs, liens, taxes, and the documents needed for settlement. A payoff is the amount needed to satisfy a mortgage or other obligation; a lien is a recorded claim for money.
When you sell to us, we pay the closing costs. Your mortgage balance, liens, back taxes, and share of current property taxes remain separate settlement items. The title company confirms the final figures for the transaction.
Call 888-274-5006 or start with the address and what you know about the property. Questions before documents or other details are ready are welcome.
We'll give you a written cash offer within 24 hours.
Start with the address and what you know. Unanswered property questions can be sorted out in the conversation.