Clare, MI · Clare County · Seller questions
Questions About Selling a House in Clare, MI
USA Home Buyers buys houses as-is in Clare and Clare County, Michigan. These answers cover what you could keep, repairs, Michigan transfer taxes, foreclosure timing, and local property questions.
Call 888-274-5006 or use the form. Start with the property and the questions you have now.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address, what you know about the property, and your question. You can start before every detail is settled.
Money and choices
Compare what you keep, not just the sale price
Net proceeds are what remains after sale costs and property balances. Compare the written price with a realistic listing plan, including repairs, commissions, carrying costs, and any mortgage payoff or liens. Your numbers depend on the Clare property and its written terms.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Clare calculator →
Questions about the two options? Call 888-274-5006.
Useful questions
Clare seller questions, answered
What will I keep if I sell my Clare house for cash?
Net proceeds are what remains after the sale price, selling costs, and property balances are accounted for. Compare the written price with a realistic listing plan that includes repairs, commissions, other selling costs, mortgage payoff, and liens. The actual numbers depend on the Clare property and its written terms.
Do I need to repair, clean, or clear out the house before selling to you?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
What is the difference between a Cash Offer and EZ Sale?
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
When will I get a written cash offer, and can I see the terms first?
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing.
Who pays Michigan state and county real estate transfer taxes?
For an ordinary taxable sale, Michigan state real estate transfer tax is $3.75 for each $500 of the property’s value at the time of sale, or part of $500. The county real estate transfer tax is generally another 55 cents for each $500, or part of $500. At the 55-cent county rate, a $100,000 sale has $750 in state tax and $110 in county tax, $860 total. State and county exemptions are separate, so the property’s county, sale value, and any exemption need to be checked for the actual sale. When you sell to us, we pay the closing costs, including Michigan state and county real estate transfer taxes. That does not include your mortgage, liens, back taxes, or your share of current property taxes.
Can I sell my Michigan house if a mortgage foreclosure is underway?
A sale may still be possible if the required payoff or redemption can be completed before the applicable deadline. Michigan mortgage foreclosure auctions are commonly called sheriff's sales. In a foreclosure by advertisement, six months after the sale is the most common redemption period, but shorter and longer periods apply. Redemption requires the sale amount plus required interest and charges, not just the missed payments. Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think. Have the title company or an attorney confirm the sale status, exact deadline, and amount needed before relying on a closing date.
Read about Michigan foreclosure deadlines and sale options →
Are mortgage balances, liens, or back taxes part of the closing-cost promise?
No. Mortgage balances, liens, back taxes, and your share of current property taxes are separate from the closing costs we pay. The title company can confirm the property-specific payoff and settlement figures.
Does a Clare mailing address prove which local office has jurisdiction?
No. The City of Clare and Clare County are separate local governments, and a local-area or mailing name does not establish a parcel’s municipal jurisdiction. The City says its maps should not be relied on for legal purposes; confirm the parcel’s municipality with the relevant offices.
Start with a question
You can call before you have everything figured out
You do not need every document gathered or a final decision made. Start with the Clare address, what you know about the house, who is there, and the timing or notice on your mind. Call 888-274-5006 and ask your question.
Local help
Which Clare or Clare County office should I contact?
City Hall is at 202 W. Fifth Street in Clare. Clare County lists its offices at 225 W. Main Street in Harrison. These are separate city and county routing points; confirm the parcel’s municipality with the relevant office rather than relying on a local-area name or map.
More detail
Clare seller guides and next steps
Still have a Clare house question?
Call 888-274-5006 or use the form above. Tell us what is making the sale difficult and start with the facts you know.