Hays, KS · Ellis County · Seller FAQ
Questions About Selling a House in Hays, KS
USA Home Buyers buys houses as-is in Hays and Ellis County, Kansas.
These answers cover what you may keep after costs, repairs, written terms, foreclosure, paperwork, and local property questions.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Call 888-274-5006 or use the form to ask about a cash offer. We answer 24/7.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address, what you know about the property, and your timing.
Start with the number you keep
Compare what remains, not just the sale price
What you keep is what remains after the costs attached to a sale. Repairs, commissions, concessions, cleanout, carrying costs, taxes, a mortgage payoff, liens, and other property obligations can change the comparison.
Change the assumptions in the Hays calculator, then compare them with the written numbers for the actual house. For the two buying programs, compare the Cash Offer and EZ Sale terms below.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Hays calculator →
Questions about the two options? Call 888-274-5006.
Hays seller questions, answered
How much might I keep from a cash sale in Hays?
There is no one take-home number for every house. Compare the written cash price with what a listing could leave after repairs, cleaning, commissions, concessions, carrying costs, taxes, your mortgage payoff, liens, and other property obligations. The sale price alone does not tell you what will remain.
Do I need to repair or clean out my Hays house?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Tell us what needs work and what you know about access and occupancy so you can compare the written options for the house as it stands.
How soon can I get a written cash offer?
We give written cash offers in 24 hours. Start with the property address and the condition, occupancy, and timing details you know.
Can I read the offer and terms before I decide?
Written offer and written terms before you commit; title-company closing. Read the price, responsibilities, timing, and property-specific costs before deciding what to do.
What transfer tax and recording fees apply to a Kansas house sale?
Kansas does not charge a real estate transfer tax or deed tax, and its mortgage registration tax ended on January 1, 2019. County recording fees set by state law are $21 for the first page of a deed or mortgage and $17 for each additional page. The rates are the same in every county, but the total depends on the number of pages; the title company or closing professional confirms the exact charge. When you sell to us, we pay the closing costs. This does not pay your mortgage balance, liens, back taxes, or share of current property taxes.
Can I sell my Hays house while it is in foreclosure?
A sale may still be possible if the payoff or redemption amount can be paid in time. Kansas mortgage foreclosures go through district court. After the lender wins a judgment, the house is sold at a sheriff's sale, usually at the county courthouse, after notice is published once a week for three weeks. The court then confirms the sale. Afterward, the owner can generally redeem within 12 months, or three months if default occurred before one-third of the original senior debt was paid. Even then, the court gives 12 months if all outstanding mortgages and liens total less than one-third of the property's market value. The court may add three months if the owner involuntarily loses their main income after the sale and before the three-month period ends. Abandonment can shorten or end redemption. The owner can generally stay in the home meanwhile. Have the title company or an attorney confirm the current deadline and amount needed.
Can I ask about a Hays house with a mortgage, lien, or back taxes?
Yes. You can ask us to review the house. Mortgage balances, liens, back taxes, and your share of current property taxes are separate from our promise to pay the closing costs. A title company confirms the property-specific records and balances for a sale.
Can I start an inherited-house conversation before I have every paper?
Yes. You can call before you have gathered every estate document. Start with the address and what you know about the house; a deed, estate paper, or court paper you already have can help identify the next question. The title company or an attorney can review the actual documents and confirm who can sign for a sale.
What should I have ready for a first conversation?
You can call before everything is figured out. The property address, what you know about its condition, who lives there, and your timing are useful starting points. A deed, lease, estate paper, payoff statement, tax notice, lien notice, or court paper can help answer a follow-up, but you do not need to gather every document before asking a question.
Start with a question
You can call before every paper is gathered
The address, what you know about the house, who lives there, and your timing are useful starting points. A deed, lease, estate paper, payoff statement, tax notice, lien notice, or court paper can help answer a follow-up, but you can call before you have everything in one folder.
Call 888-274-5006 with the question you have, or use the form above.
Which local office can help with a Hays property question?
Hays is the Ellis County seat, but a Hays mailing address does not establish which boundary or tax district applies to a particular property. The City publishes separate City Limits and extraterritorial-jurisdiction maps, and its Planning and Development Division describes zoning and subdivision administration inside the city and in the separate ETJ area. Check the actual address with the relevant office before relying on a map or mailing label.
More detail for a Hays sale
For a longer walkthrough, read the Hays seller guide for 2026 , the local article about as-is sale options in Hays, or how the sale process works. You can also browse Hays seller reviews.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Still have a Hays sale question?
You can call before you have everything figured out. Call 888-274-5006 or use the form above.