Questions About Selling a House in Hudson, NY

Net proceeds are what remains after sale costs and property balances. Compare the written price with the costs of each path, including repairs, commissions, concessions, cleanout, carrying costs, mortgage payoff, liens, back taxes, and your share of current property taxes. Those numbers depend on the house and its paperwork.

Compare possible Hudson net proceeds with the calculator →

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Tell us what needs work, who lives there, and any access or safety limits you already know about.

• Questions about a fire-damaged house →

Cash Offer is a direct purchase by USA Home Buyers: 30 days or less, a lower price, and no repairs, commissions, or closing costs. EZ Sale goes to one of our partners: 60 days or less, a higher price than the Cash Offer, and still no repairs, commissions, or closing costs. Compare the written numbers and terms for your house.

• Compare the Cash Offer and EZ Sale terms →

We'll give you a written cash offer within 24 hours. Written offer and written terms before you commit; title-company closing.

• See how the Hudson offer process works →

The Cash Offer term is 30 days or less; EZ Sale is 60 days or less. Those are the program terms, not a promised closing date for a particular property. Review the written terms and title-company process for your house.

• Compare the program terms →
• Review the Hudson sale process →

When you sell to us, we pay the closing costs, including New York State real estate transfer tax and any applicable local real estate transfer taxes. New York State real estate transfer tax is $2 for each $500 of sale price, or part of $500, when the price exceeds $500. The seller normally pays this base tax, but the sale agreement can provide otherwise; local transfer taxes may add to it. A separate 1% mansion tax applies to residential sales of $1 million or more and is normally paid by the buyer. Mortgage balances, liens, back taxes, and your share of current property taxes are separate.

• New York State real estate transfer-tax information →
• Questions about property liens and balances →

A sale may still be possible before the foreclosure auction if the mortgage payoff and other closing obligations can be covered. New York foreclosures go through court, and a referee conducts the sale. After the auction, there is no right to buy the house back. If you live there and are in foreclosure or two or more months behind, New York's Home Equity Theft Prevention Act gives you 14 business days to cancel a sale to an investor. Stopping it by paying the lender requires the full amount owed, including applicable interest, fees and costs. Selling first may help protect any equity you have. Our agreement of sale will often get a foreclosure sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.

• Read the Hudson foreclosure page →
• New York Courts foreclosure information →
• New York Real Property Law § 265-a →

Yes. You can start before every estate paper is gathered. Tell us what you know about the deed, the people involved, and any estate or court papers. The actual ownership and documents matter to who can sign, so have the title company or an estate attorney review them before relying on a closing plan.

• Read about inherited property in Hudson →

Yes. You can ask about the house while someone lives there. Tell us what you know about the lease, who occupies the property, access, and the possession timing you expect. The actual lease and written sale terms need to address the occupancy.

• Read about tenant-occupied property →

City and County tax, assessment, code, and recording offices are separate. The Columbia County Tax Database treats City of Hudson parcels separately from its county database. Confirm the exact property address and municipality before relying on a tax record; a Hudson mailing address does not by itself identify which local record applies.

• City of Hudson property-tax information →
• Columbia County Tax Database →

Start with the property address, what you know about its condition, who lives there, and your timing. A deed, lease, payoff statement, tax or lien notice, estate paper, City notice, or court notice can help with the next question, but you can call before you have everything figured out.

• See the Hudson offer process →