Questions About Selling a House in Irondequoit, NY

Yes. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

We give written cash offers in 24 hours.

You get a written offer and written terms before you commit, and we close through a title company.

Close as fast as 7 days when title and closing details allow.

Your mortgage payoff, liens, back taxes, and share of current property taxes are separate from the sale costs. No fees. No agent commissions when you sell to us. New York State real estate transfer tax is normally paid by the seller, although the sale agreement can provide otherwise; local transfer taxes may apply. A separate 1% mansion tax is normally paid by the buyer on residential sales of $1 million or more. When you sell to us, we pay the closing costs, including New York State real estate transfer tax and any applicable local real estate transfer taxes.

You don't always need to evict to sell to us. We buy houses with tenants in place — we've done it many times, including cash-for-keys when that works better for everyone. The sale itself does not end an existing lease or require the tenant to move; the buyer becomes the landlord. At closing, the security deposit must be transferred to the new owner within five days or returned to the tenant with the required notice.

Often, yes. An executor or administrator appointed by Surrogate’s Court can generally sell estate property during administration, subject to the will and court restrictions. Being named executor in a will is not the same as being appointed. If the will leaves the house to a specific person, that person’s agreement or a court order may be needed, and some court papers require court approval before a sale. A release of the New York estate-tax lien is generally needed to close. If you need an estate attorney, we can help you find one.

A sale may still be possible before the auction if the mortgage payoff and other closing obligations can be covered. New York foreclosures go through court, and a referee conducts the sale; after the auction, there is no right to buy the house back. Our agreement of sale will often get a foreclosure sale postponed so we can close. It doesn't always work, but it works more often than people think. If you live in the house and are in foreclosure or two or more months behind, New York’s Home Equity Theft Prevention Act gives you 14 business days to cancel a sale to an investor. Paying the lender to stop the foreclosure requires the full amount owed, including applicable interest, fees, and costs.

A sale may still be possible, but an existing Town or court order can require work, and the sale agreement does not resolve an open order by itself. When you sell to us, we're the buyer, so the repairs become our job. Tell us about the notice and we’ll talk through the house and paperwork with you.