Irondequoit, NY · Monroe County · How the sale works
How Selling Your Irondequoit House to Us Works
USA Home Buyers buys houses in Irondequoit, New York. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Tell us what's happening with the house; you can start before every property question is settled.
We answer 24/7 at 888-274-5006. 888-274-5006
Tell us about the houseWe give written cash offers in 24 hours.
Share the address, condition, occupancy, and timing you know.
From the first conversation to settlement
The sale, step by step
Step 1: Tell us about the house
Start with the Irondequoit address, what you know about the house, who lives there, and your timing. If an estate, payoff, lien, tax bill, or sale notice is part of the picture, tell us what you know so far. You can start before every detail is settled.
Step 2: Talk through the property and your choices
We ask about the house's condition, access, occupancy, and timing. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Then we can compare a direct Cash Offer and EZ Sale with your other choices.
Step 3: Read the offer and written terms
You get a written offer and written terms before you commit, and we close through a title company. Read the price, responsibilities, possession, timing, costs, and property-specific terms before you decide whether to proceed.
Step 4: Work through title, payoffs, and signing authority
If you move forward, we work with the title company on the deed, who can sign, mortgage and lien payoffs, taxes, and the papers needed for closing. We talk with you about occupancy, access, belongings, and timing as those details come together.
Step 5: Review the settlement sheet and close
A settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. Close as fast as 7 days when title and closing details allow. You're going to get a fair price and not have to do anything. Just show up at settlement.
Two ways to sell to us
Compare the Cash Offer and EZ Sale
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
With a Cash Offer, USA Home Buyers buys directly. No agent commissions when you sell to us. No fees.
Compare what you may keep after costs with the Irondequoit home-sale calculator →
Closing numbers
Review the settlement sheet and transfer taxes
The settlement sheet shows the sale price, mortgage and lien payoffs, taxes, costs, and the amount scheduled for you. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
For a sale price above $500, New York State real estate transfer tax is $2 for each $500 of the price, or part of $500. The seller normally pays this tax, though the sale agreement can provide otherwise. Local transfer taxes may add to it. Read New York State's transfer-tax information ↗
When you sell to us, we pay the closing costs.
When things get difficult
We keep working through the bumps
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Questions and next steps
More help for an Irondequoit house
Questions about selling an Irondequoit house
Can I talk with you before every detail about the house is settled?
Yes. Start with the Irondequoit address and what you know about the house, who lives there, and your timing. We can talk through the questions that are still open.
What do I get before I decide whether to sell?
You get a written offer and written terms before you commit, and we close through a title company. Read the terms and decide whether to proceed.
Who pays New York transfer taxes when I sell to you?
For a sale price above $500, New York State real estate transfer tax is $2 for each $500 of the price, or part of $500. The seller normally pays this tax, though the sale agreement can provide otherwise. Local transfer taxes may add to it. When you sell to us, we pay the closing costs.
How soon could we close?
Close as fast as 7 days when title and closing details allow.
Talk through the Irondequoit house
Call 888-274-5006 or start with the form above. You can ask questions before every document is ready.