Irondequoit, New York · Monroe County seller guide · 2026
Yes. USA Home Buyers buys houses in the Town of Irondequoit and Monroe County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
You get a written offer and written terms before you commit, and we close through a title company. Compare the work, costs, and timing with a listing before you choose.
Call 888-274-5006 to talk about the house.
Compare your choices
A listing may bring a higher price. Compare that price with repairs, cleanout, showings, commissions, buyer requests, and the bills you would carry while the house is for sale. Selling on your own also leaves marketing, access, offer review, and coordination with you.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You get a written offer and written terms before you commit, and we close through a title company.
No agent commissions when you sell to us. No fees.
Compare the written price and terms with the work, costs, and timing of each path. You choose whether either direct option fits your house.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Irondequoit calculator →
Questions about the two options? Call 888-274-5006.
Steps and numbers
1
Share the address, what needs work and who lives there. Tell us when we can see it and when you want to sell.
2
We give written cash offers in 24 hours.
3
You get a written offer and written terms before you commit, and we close through a title company.
Close as fast as 7 days when title and closing details allow.
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Compare a possible sale price with repairs, commissions, closing costs, mortgage payoff, and the bills you would carry while selling. Change the calculator inputs to fit your plan.
Open the Irondequoit home-sale net-proceeds calculator →Local property questions
Irondequoit is a town, separate from the City of Rochester. The Town handles local tax, rental-registry, and building-permit questions; Monroe County records deeds and handles Surrogate's Court matters. Not sure which office fits your question? Call us — we'll sort it out with you.
About the Town of Irondequoit · Irondequoit places and neighborhoods
Local places
The Town history places the former resort at the mouth of Irondequoit Bay.
If the house needs repairs or a cleanout, we can review it as-is without requiring that work before a sale to us.
The Town history names Glen Haven among the Bay-shore resort hotels.
Compare the written sale options with the repair and preparation costs you would take on for a listing.
The Town lists this lakefront park at 1301 Lake Shore Boulevard.
If clearing belongings is a concern, you can sell to us without a required cleanout.
The Town locates the park at the east end of Seville Drive and Rogers Parkway.
We buy houses with tenants in place, so you can compare a sale without first planning an eviction.
The Town locates the park at the end of St. Paul Boulevard.
If the house needs work, compare the work and carrying costs of a listing with an as-is sale.
Useful local facts
The Town requires registration for non-owner-occupied homes, including a home occupied by someone other than the owner, such as a relative. A vacant-property registry application is required when a property has been vacant for more than 30 days. If a registration question affects your sale, call us — we'll talk through the house and sale with you.
The Town Building Department handles permits for construction and improvement work and takes inspection requests. If unfinished work or a Town notice is part of the house, we can review the property as-is with you.
Irondequoit's Receiver of Taxes collects Town, County, and school taxes within the Town. Contact the Tax Office about a local tax bill.
Monroe County Clerk records deeds, mortgages, judgments, and liens. The County directory lists the Surrogate's Court for estate proceedings and contacts.
Closing questions
An executor or administrator appointed by Surrogate's Court can generally sell estate property during administration, subject to the will and court restrictions. If the will leaves the house to a specific person, that person's agreement or a court order is usually needed. Some court papers bar selling real estate without the court's approval, and a release of the New York estate-tax lien is generally needed to close. A valid transfer-on-death deed may pass the house outside probate. The deed and estate papers determine who can sign. If you need an estate attorney, we can help you find one.
New York estate sale powers · New York Surrogate's Court authority · New York transfer-on-death deeds · New York estate-tax lien release
A sale may still be possible before the foreclosure auction if the mortgage payoff and other closing obligations can be covered. New York foreclosures go through court, and a referee conducts the sale. After the auction, there is no right to buy the house back. If you live in the house and are in foreclosure or two or more months behind, New York's Home Equity Theft Prevention Act gives you 14 business days to cancel a sale to an investor. Stopping it by paying the lender requires the full amount owed, including applicable interest, fees and costs. Selling first may help protect any equity you have.
Our agreement of sale will often get a foreclosure sale postponed so we can close. It doesn't always work, but it works more often than people think.
New York Courts foreclosure information · New York Home Equity Theft Prevention Act
You don't always need to evict to sell to us. We buy houses with tenants in place — we've done it many times, including cash-for-keys when that works better for everyone. An ordinary sale generally leaves the existing lease and tenant protections in place, and the buyer becomes the landlord. The tenant does not have to move just because the house sells. If a tenancy can lawfully end, New York advance notice can be 30, 60, or 90 days depending on the tenant's occupancy and lease term; Good Cause Eviction and rent regulation can also limit nonrenewal. At a sale, the security deposit must be transferred to the new owner within five days or returned to the tenant with the required notice.
New York tenants' rights guide · New York tenant notice law · New York security-deposit law
The New York State real estate transfer tax is $2 for each $500 of the sale price, or part of $500, when the price exceeds $500. That is $400 on a $100,000 sale before any local tax or exemption. The seller normally pays this base tax, but the sale agreement can provide otherwise. Local transfer taxes may add to it. A separate 1% mansion tax applies to residential sales of $1 million or more and is normally paid by the buyer. Include your mortgage payoff, liens, back taxes, and share of current property taxes when comparing what you would keep.
When you sell to us, we pay the closing costs, including New York State real estate transfer tax and any applicable local real estate transfer taxes. No agent commissions when you sell to us. No fees.
Find help for your situation
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Yes. USA Home Buyers buys houses in the Town of Irondequoit and Monroe County, New York. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You get a written offer and written terms before you commit, and we close through a title company.
A listing may bring a higher price, but compare it with preparation, repairs, showings, commissions, buyer requests, and the bills you carry while selling. We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
An executor or administrator appointed by Surrogate's Court can generally sell estate property during administration, subject to the will and court restrictions. If the will leaves the house to a specific person, that person's agreement or a court order is usually needed. Some court papers bar selling real estate without court approval, and a release of the New York estate-tax lien is generally needed to close. A valid transfer-on-death deed may pass the house outside probate. The deed and estate papers determine who can sign. If you need an estate attorney, we can help you find one.
A sale may still be possible before the foreclosure auction if the mortgage payoff and other closing obligations can be covered. New York foreclosures go through court, and a referee conducts the sale. After the auction, there is no right to buy the house back. If you live in the house and are in foreclosure or two or more months behind, New York's Home Equity Theft Prevention Act gives you 14 business days to cancel a sale to an investor. Stopping it by paying the lender requires the full amount owed, including applicable interest, fees and costs. Selling first may help protect any equity you have. Our agreement of sale will often get a foreclosure sale postponed so we can close. It doesn't always work, but it works more often than people think.
You don't always need to evict to sell to us. We buy houses with tenants in place — we've done it many times, including cash-for-keys when that works better for everyone. An ordinary sale generally leaves the existing lease and tenant protections in place, and the buyer becomes the landlord. At a sale, the security deposit must be transferred to the new owner within five days or returned to the tenant with the required notice.
The New York State real estate transfer tax is $2 for each $500 of the sale price, or part of $500, when the price exceeds $500. That is $400 on a $100,000 sale before any local tax or exemption. The seller normally pays this base tax, but the sale agreement can provide otherwise. Local transfer taxes may add to it. A separate 1% mansion tax applies to residential sales of $1 million or more and is normally paid by the buyer. Include your mortgage payoff, liens, back taxes, and share of current property taxes when comparing what you would keep. When you sell to us, we pay the closing costs, including New York State real estate transfer tax and any applicable local real estate transfer taxes. No agent commissions when you sell to us. No fees.
Close as fast as 7 days when title and closing details allow.
We answer 24/7 at 888-274-5006. Call us to talk about the property, or use the form at the top of this guide.