Town of Irondequoit · Monroe County, NY · Liens and back taxes

Can I Sell My Irondequoit House With Liens or Back Taxes?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.

Yes. We buy houses in the Town of Irondequoit with liens or back taxes. You can start with the property address and the notice you have; you do not need every record before you call.

Call 888-274-5006 to talk through the house and what you know about the payoff.

We give written cash offers in 24 hours.

Share the address and what you know about the lien, tax bill, or notice.

Read our Google reviews

By submitting, you agree to our Privacy Policy and Terms of Service. You consent to receive calls and texts from USA Home Buyers. We never share your information.

How lien payoffs work

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.

The lender, creditor, or tax office confirms the current balance and payoff instructions. The title company works with them on the closing figures.

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

No agent commissions when you sell to us.

Records and your first call

A mortgage statement, tax bill, lien notice, or court paper can help us talk through the property. If you do not have those papers, call with the address anyway. We can start with what you know, and the title company works with the lender, creditor, or tax office on the payoff details as the sale moves forward.

If the payoff is the problem

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

  1. We talk through the house and whatever tax or lien information you have.
  2. You get a written offer and written terms before you commit, and we close through a title company.
  3. The title company works with the lender, creditor, or tax office on current payoff figures and closing details.
  4. Close as fast as 7 days when title and closing details allow.

Prefer to talk now? Call 888-274-5006.

Irondequoit tax, court, and property records

A Town property-tax notice and a mortgage-foreclosure case are different matters. The Town of Irondequoit Receiver of Taxes handles local tax-bill and collection questions; call 585-336-6050. New York mortgage foreclosures go through court, and a referee conducts the sale. If you have a notice, tell us what it says and we can talk through it with you.

New York State real estate transfer tax is $2 for each $500 of the sale price, or part of $500, when the price exceeds $500. Local transfer taxes may also apply. A separate 1% mansion tax normally applies to the buyer on residential sales of $1 million or more. When you sell to us, we pay the closing costs, including New York State real estate transfer tax and any applicable local real estate transfer taxes.

For a mortgage-foreclosure sale, read our Irondequoit foreclosure guide.

Compare possible sale proceeds

Compare possible proceeds using your own estimates for the sale price, mortgage payoff, liens, back taxes, and other costs.

Open the Irondequoit home-sale calculator →

Questions and contact

Irondequoit property liens and back taxes questions

Can I sell my Irondequoit house with liens or back taxes?

Yes. We buy houses in the Town of Irondequoit with liens or back taxes. You can call with the property address and whatever notice you have; you do not need every record first.

Who confirms the current lien or tax payoff?

The lender, creditor, or tax office confirms its current balance and payoff instructions. The title company works with them on the closing figures.

Can I call before I have all the paperwork?

Yes. Start with the Irondequoit address and whatever notice or payoff information you have. Call even if you are still gathering papers.

Is a property-tax notice the same as a mortgage foreclosure?

No. The Town Receiver of Taxes handles local tax-bill and collection questions. A New York mortgage foreclosure goes through court, and a referee conducts the sale. The notices and deadlines are different.

What if the payoff is more than my house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

Who pays New York State real estate transfer tax when I sell to you?

When you sell to us, we pay the closing costs, including New York State real estate transfer tax and any applicable local real estate transfer taxes.

What our sellers say

“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
Alex Pproperty taxes
“Just wanted to say, taxes were 3 years behind on my house... county was going to auction it... they bought it, paid the taxes at closing, gave me the rest... Thanks...”
Casey Ebehind on taxes

Talk through the property

Call 888-274-5006 or use the form above. Start with the address and the notice or payoff information you have.

Call Now 888-274-5006