What we take on after a fire
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
You can sell without restoring the house, arranging cleanup, or hauling away debris.
Your insurance proceeds and mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
- Tell us what happened and what you know about the damage and access.
- We talk through the house as it stands and your timing.
- You get a written offer and written terms before you commit, and we close through a title company.
- Close as fast as 7 days when title and closing details allow.
When you sell to us, we pay the closing costs, including New York State real estate transfer tax and any applicable local real estate transfer taxes.
No agent commissions when you sell to us. No fees.
Irondequoit building safety and permit questions
If fire or building officials have said the house is unsafe or restricted access, stay out and follow their directions. Irondequoit is a town, separate from the City of Rochester. The Town Building Department can help with building-permit and inspection questions; Code Enforcement can help with code questions.
- Town of Irondequoit Building Department — 585-336-6026; inspection requests: 585-336-6072.
- Town of Irondequoit Code Enforcement — 585-266-5102.
Compare rebuilding with selling as-is
Compare the cleanup, repair, debris-removal, and carrying costs of rebuilding with the written terms for an as-is sale. The Irondequoit home-sale calculator can help you compare possible sale proceeds using your figures.
Compare possible Irondequoit sale proceeds with the calculator →Questions and contact
Call 888-274-5006 to talk about the house, or use the form above. We can discuss the damage even if you are still sorting out the insurance claim.
Questions about selling a fire-damaged Irondequoit house
Can I sell a fire-damaged house in Irondequoit, NY?
Yes. USA Home Buyers buys fire-damaged houses in the Town of Irondequoit exactly as they stand — no cleanup, no repairs, no hauling debris.
What happens to my insurance proceeds and mortgage?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Do I have to clean up, repair, or haul debris before selling?
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You can sell without restoring the house or arranging debris removal.
Can I enter the house after a fire?
If fire or building officials have said the house is unsafe or restricted access, stay out and follow their directions.
Where can I ask about building permits or inspections in Irondequoit?
The Town of Irondequoit Building Department handles building-permit and inspection questions. Town Code Enforcement handles code-enforcement questions.
What happens after I ask about selling?
We talk through the damage and the house as it stands. You get a written offer and written terms before you commit, and we close through a title company. Close as fast as 7 days when title and closing details allow.
How can I compare rebuilding with selling as-is?
Compare the cleanup, repair, debris-removal, and carrying costs of rebuilding with the written terms for an as-is sale. The Irondequoit home-sale calculator can help estimate possible sale proceeds using your figures.