Las Vegas, NV › Foreclosure
Can I Sell My Las Vegas House in Foreclosure?
If a trustee's sale is scheduled, tell us the date right away so we can try to close before it. Often, yes: in Nevada, you may be able to sell a house before a deed-of-trust trustee's sale if the payoff, title work, and closing can be completed in time. The notice and actual sale date control; an offer does not change a scheduled date.
We buy houses in the City of Las Vegas and Clark County. Call 888-274-5006 or send the property address through the form.
Call USA Home Buyers at 888-274-5006We give written cash offers in 24 hours.
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How we can help with a Las Vegas house
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We buy in the City of Las Vegas and Clark County. You receive a written offer and written terms before you commit; a title company handles the closing.
When you sell to us, we pay the closing costs, including Nevada's real property transfer tax. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate items.
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.
Mortgage trustee sale or property-tax sale?
Nevada mortgage foreclosures on loans secured by a deed of trust use a trustee sale, without a court case. A sale related to delinquent property taxes is a different process with its own notice and dates. Do not use the mortgage deadlines below to calculate a property-tax sale date; follow the tax notice and check with the office named there.
For a mortgage foreclosure, the trustee records a notice of default and election to sell with the county recorder and mails you a copy. The trustee cannot sell unless the missed payments remain unpaid for 35 days after that notice. If you live in the home, the notice must include information about foreclosure mediation. Within 30 days after it is served, you can waive mediation or ask the district court for it. Requesting mediation costs a $25 filing fee plus your share of the mediator's fee. If you file, pay, and serve the request on time, the trustee cannot move ahead with the sale until mediation is finished.
At least three months after the notice of default is recorded, the trustee can give notice of sale. That notice is recorded, mailed or delivered to you, posted in a public place in the county for 20 days, and printed in a county newspaper once a week for three weeks. A postponement can be announced at the sale; after three spoken postponements, a new sale date needs a new notice. Confirm any current date or postponement with the trustee named in your notice. Once the trustee's sale happens, Nevada law gives no right to buy the house back.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. Ask for a current payoff; the title company can check recorded liens and closing figures.
What happens next
- Contact us with the property address and the trustee's sale date, if one is scheduled.
- We review the house and give you a written cash offer and written terms before you commit.
- A title company checks title, the payoff, recorded liens, and closing figures with you.
- If you accept and the required steps can be completed in time, the title company coordinates closing.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Clark County offices and foreclosure help
Las Vegas is in Clark County, but the wider valley includes separate city and unincorporated jurisdictions. Check the property and notice before relying on a local contact. The Clark County Recorder handles recorded land documents; it is not a live trustee-sale calendar. Confirm a mortgage sale date with the trustee named in the notice.
- Clark County Recorder: land documents — (702) 455-4336; 500 S. Grand Central Parkway, 2nd Floor, Las Vegas, NV 89106.
- Clark County Treasurer — for real-property tax billing and collection questions; (702) 455-4323, 500 S. Grand Central Parkway, 1st Floor, Las Vegas, NV 89106. For a tax-sale notice, use its instructions and confirm the deadline with the office named on the notice.
- Nevada courts' Foreclosure Mediator Program overview explains the program for homeowners whose notice and situation may qualify.
Foreclosure questions and contact
Questions about foreclosure in Las Vegas
Can I sell my Las Vegas house before a trustee's sale?
If a trustee's sale is scheduled, tell us the date right away so we can try to close before it. You may be able to sell before the sale if the payoff, title work, and closing can be completed in time. Confirm the current sale date with the trustee named in your notice.
What are the Nevada mortgage-foreclosure deadlines?
For a deed-of-trust foreclosure, the trustee cannot sell unless the missed payments remain unpaid for 35 days after the notice of default. If you live in the home, you have 30 days after service to waive mediation or ask the district court for it. The trustee can give notice of sale at least three months after recording the notice of default; sale notices have their own posting and publication periods. Check your notice and the full process below.
Is a Clark County property-tax sale the same as a mortgage trustee sale?
No. A mortgage foreclosure under a deed of trust and a sale related to delinquent property taxes are separate processes with separate notices and dates. The mortgage deadlines do not set a tax-sale deadline; follow the instructions on the tax notice and confirm dates with the office named there.
What if my payoff is more than my house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. Get a current payoff and have the title company check the recorded liens and closing figures for the property.
Can I buy my house back after a Nevada trustee sale?
Nevada law gives no right to buy the house back after the trustee sale. If the sale has happened, speak with an attorney promptly about your specific situation.
Estimate possible sale proceeds with the Las Vegas calculator → It is a planning estimate, not an offer for your property.
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We give written cash offers in 24 hours.
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