New York City, NY · Bronx, Kings, New York, Queens, and Richmond counties
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Yes. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. USA Home Buyers buys houses in New York City and its five county areas: Bronx County, Kings County (Brooklyn), New York County (Manhattan), Queens County, and Richmond County (Staten Island).
You can call before you have every notice or payoff statement. The creditor or city office confirms current amounts and instructions; a title company checks recorded property claims for the sale.
Call 888-274-5006 to talk through the property.
Share the property address and whatever you know about the tax notice, lien, creditor, or payoff. You can start the conversation without assembling every record first.
Tell us the address and what you know about the notice, payoff, creditor, or tax account.
We'll give you a written cash offer within 24 hours.
Prefer to call? 888-274-5006.
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
The creditor or city office confirms the current amount and payoff or release instructions. A title company reviews the recorded claims and the settlement figures for this sale. Mortgage balances, liens, back taxes, and your share of current property taxes are separate from the closing costs we pay.
If you have them, bring the latest City property-tax bill or notice, a tax-lien-sale notice, mortgage or creditor payoff statement, court paper, and any recorded-property document. Start with the property address; you can call before every record is in hand.
NYC Department of Finance handles City property-tax bills, notices, and lien-sale information. The creditor or tax office confirms the current account and payoff instructions. The title company checks recorded property documents and works with the relevant parties on the documents and figures for closing.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Tell us the address, what is going on with the house, and which notice or payoff is causing concern. Start with what you know; you do not need to solve the balance before calling.
We review the house as-is and put the offer and proposed sale terms in writing before you decide. Read the price, responsibilities, payoff treatment, and closing terms before you commit.
The title company reviews ownership and recorded claims for the transaction. The lender, creditor, or city office provides current payoff or release information, and the title company checks which documents and figures apply to settlement.
Review the settlement figures, including the sale price, payoffs, taxes, and other transaction costs. The title company handles the closing under the written terms you accepted.
New York City covers five borough areas: the Bronx, Brooklyn, Manhattan, Queens, and Staten Island. They route to Bronx, Kings, New York, Queens, and Richmond counties. The right office depends on whether you are checking a City tax account, a recorded property document, or a transfer-tax filing.
Use NYC Department of Finance property-tax records to look up City bills and notices. Check the current notice and account with the City; a general property record does not establish the amount due for a particular sale.
NYC may include unpaid property taxes, water and sewer charges, and other property-related charges in its lien-sale process. The City describes a lien sale as a sale of debt, not a sale of the home; unresolved debt can be an early step toward foreclosure. That is separate from a lender's mortgage foreclosure. Check the notice and status with NYC Department of Finance.
NYC Department of Finance property-tax lien-sale information →·New York City mortgage-foreclosure information
ACRIS is the City Register route for recorded property documents and support in the Bronx, Brooklyn, Manhattan, and Queens. Use it to look for recorded deeds, mortgages, and related documents; the title company checks which recorded claims affect your transaction.
Bronx County
3030 3rd Avenue, 2nd floor, Bronx, NY 10455
Kings County (Brooklyn)
210 Joralemon Street, 2nd floor, Brooklyn, NY 11201
New York County (Manhattan)
66 John Street, 13th floor, New York, NY 10038
Queens County
144-06 94th Avenue, Jamaica, Queens, NY 11435
NYC Department of Finance says Staten Island Real Property Transfer Tax returns are filed electronically through ACRIS and on paper with the Richmond County Clerk. If a return is not filed when the deed is recorded, or the deed is not yet recorded, the City says the paper return may instead be filed at any City Register office. The filing route is not a parcel-specific title or venue determination.
NYC Department of Finance Real Property Transfer Tax guidance →
New York State real estate transfer tax is $2 for each $500 of the sale price, or part of $500, when the price exceeds $500. NYC has a separate Real Property Transfer Tax, so a local transfer tax may also apply. The title or closing professional can confirm which amounts and filings apply to the sale.
When you sell to us, we pay the closing costs, including New York State real estate transfer tax and any applicable local real estate transfer taxes.
This closing-cost promise does not pay a mortgage balance, liens, back taxes, or your share of current property taxes.
New York State real estate transfer-tax guide →NYC Real Property Transfer Tax guidance →
Use the home-sale net proceeds calculator with your own estimated value, mortgage payoff, lien or tax amount, repairs, cleanout, carrying costs, and closing costs. Just an estimate — the actual number could be more or less depending on the home's condition.
Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Start with the property address and whatever notice or statement you have; the creditor or city office confirms current amounts and instructions, and the title company checks recorded claims for the sale.
No. The City describes its lien sale as a sale of debt, not a sale of the home. Unresolved debt can be an early step toward foreclosure; that is separate from a lender mortgage foreclosure. Check the current notice and account with NYC Department of Finance.
The creditor or office holding the account confirms its current amount and payoff or release instructions. NYC Department of Finance provides property-tax bill and notice information; the title company checks recorded property documents and the figures needed for the closing.
Start with the property address and any property-tax bill, lien-sale notice, mortgage or creditor statement, court paper, or recorded-property document you already have. You can call before you have every record.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
We talk through the property and the records you have, review the house as-is, and put the offer and proposed terms in writing before you decide. The title company and the relevant creditor or city office confirm the recorded claims, payoff information, and settlement figures for the transaction before closing.
When you sell to us, we pay the closing costs, including New York State real estate transfer tax and any applicable local real estate transfer taxes. This does not pay your mortgage, liens, back taxes, or share of current property taxes.
Call 888-274-5006 or use the form above. Start with the New York City address and whatever lien or tax information you have.