New York City, NY · Five boroughs and five county names
Yes. USA Home Buyers buys houses as-is in New York City, NY, across the Bronx, Kings, New York, Queens, and Richmond counties. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
You see a written offer and written terms before you commit; closing is through a title company. Compare the price with the costs, work, occupancy, and time involved in each path. The sale price is not necessarily the amount you keep.
Call 888-274-5006 to talk through the property, or send the address in the form.
Yes. USA Home Buyers buys houses as-is across New York City, including the Bronx, Brooklyn, Manhattan, Queens, and Staten Island. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Compare the written terms with listing work, costs, timing, occupancy, and what you may keep.
Compare the choices
A listing may fit a house ready to show and a seller able to handle preparation and waiting. Estimate repairs, cleanout, photos, showings, inspection requests, commissions, concessions, utilities, insurance, taxes, and the time you carry the property. With a seller-managed sale, you also take on marketing, inquiries, appointments, and offers.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You can review written terms before deciding, without first taking on the work of preparing a listing. Compare the offer with the payoff, liens, property charges, occupancy, and other costs that apply to this address.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the New York City calculator →
Questions about the two options? Call 888-274-5006.
Steps and numbers
Share what you know about the property, its condition, who lives there, and the timing that matters. The short steps below explain the offer process; market measures, when available, keep their source, geography, and period beside them.
1
Share the address, what needs work and who lives there. Tell us when we can see it and when you want to sell.
2
We give written cash offers in 24 hours.
3
Written offer and written terms before you commit; title-company closing.
No current maintained New York City market measures are available for this guide. See the New York City market report for any source-labelled market context.
Planning tool
Net proceeds are what remain after costs and property obligations, not just the sale price. Adjust the calculator assumptions to compare a listing estimate with an as-is sale estimate for this property. It is a planning estimate, not a property-specific offer or settlement figure.
Open the New York City net-proceeds calculator →Local property context
The City groups the Bronx, Brooklyn, Manhattan, Queens, and Staten Island as its five borough areas. Their county names are Bronx, Kings, New York, Queens, and Richmond, respectively. The City Register's ACRIS page describes property-record service for the Bronx, Brooklyn, Manhattan, and Queens. For Staten Island transfer-tax returns, NYC Finance describes a paper-filing route through the Richmond County Clerk and an electronic ACRIS route. Check the address and current filing instructions; an office route does not determine title, estate venue, or who may sign.
NYC borough directory · NYC City Register and ACRIS · NYC real property transfer-tax filing guidance
NYC Buildings says a Certificate of Occupancy states a building's legal use and/or permitted occupancy. New buildings need one; existing buildings need a current or amended certificate when use, egress, or occupancy type changes. Buildings built before 1938 do not need one unless later alterations changed use, egress, or occupancy; an exempt building may use the City's Letter of No Objection route. Check the actual address and records rather than assuming a building has a particular status.
NYC Department of Buildings Certificate of Occupancy guidance →
HPD describes annual registration for residential multiple dwellings and certain one- or two-unit private homes where neither the owner nor an immediate family member resides. HPD says registration contacts are used for official notices and emergencies. For a rental sale, gather the lease and occupancy information and check the actual registration and notices; this general rule does not determine a property's registration, rent status, tenancy, or lease rights.
The community-board directory names local areas such as Mott Haven, Greenpoint, Chinatown, Astoria, and St. George. These names help with orientation, not parcel boundaries. Use the City's community-board locator for district geography.
Closing questions
The deed, title review, estate papers, and any court orders determine who needs to sign. The New York Courts' NYC Surrogate's Courts directory is a contact starting point; it does not establish the venue or signer for a particular estate. Have the title company and an estate attorney review the actual documents before relying on a closing plan.
For a sale price above $500, New York State real estate transfer tax is $2 for each $500 of the price, or part of $500. The seller normally pays this base tax, though the sale agreement can provide otherwise, and local transfer taxes may add. A separate 1% mansion tax on residential sales of $1 million or more is normally paid by the buyer. When you sell to us, we pay the closing costs, including New York State real estate transfer tax and any applicable local real estate transfer taxes. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate.
New York State transfer-tax guidance · NYC transfer-tax filing guidance
NYC Finance says unpaid property taxes, water and sewer charges, and other property-related charges may enter its lien-sale process. The City describes a lien sale as a sale of debt, not a sale of the home; unresolved debt can be a first step toward foreclosure. Read the actual notice and account. A general page does not tell you the balance, eligibility, deadline, or foreclosure status for one property.
A sale may still be possible before the foreclosure auction if the mortgage payoff and other closing obligations can be covered. New York foreclosures go through court, and a referee conducts the sale. After the auction, there is no right to buy the house back. If you live there and are in foreclosure or two or more months behind, New York's Home Equity Theft Prevention Act gives you 14 business days to cancel a sale to an investor. Stopping it by paying the lender requires the full amount owed, including applicable interest, fees and costs. Selling first may help protect any equity you have. Our agreement of sale will often get a foreclosure sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.
Check the actual court and lender papers for the sale date and payoff. A postponement request does not change the deadline on those papers.
New York Courts: foreclosure judgments and sale information · New York Home Equity Theft Prevention Act
New York City foreclosure options →
For longer New York guidance, start with the New York Courts foreclosure guide and the official state transfer-tax information above.
Where to find help
Testimonials are real, from our transactions, verified and approved by our attorneys. Each review keeps the seller's location so you can see where the experience took place.
Yes. USA Home Buyers buys houses as-is in New York City across the Bronx, Kings, New York, Queens, and Richmond counties. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We give written cash offers in 24 hours.
The borough identifies the county name: the Bronx is Bronx County, Brooklyn is Kings County, Manhattan is New York County, Queens is Queens County, and Staten Island is Richmond County. Check the address and property records for the filing route; the record-office route does not decide who can sign or which court handles an estate.
Compare written terms with repairs, cleanout, photos, showings, inspection requests, commissions, concessions, taxes, utilities, insurance, payoff amounts, occupancy, and the time you carry the property. A listing may fit a house ready to show and an owner able to manage preparation and waiting. A direct as-is sale lets you compare terms without first taking on repairs or cleanout. The Cash Offer and EZ Sale options are described above.
For a sale price above $500, New York State real estate transfer tax is $2 for each $500 of the price, or part of $500. The seller normally pays this base tax, though the sale agreement can provide otherwise, and local transfer taxes may add. A separate 1% mansion tax on residential sales of $1 million or more is normally paid by the buyer. When you sell to us, we pay the closing costs, including New York State real estate transfer tax and any applicable local real estate transfer taxes. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate.
A sale may still be possible before the foreclosure auction if the mortgage payoff and other closing obligations can be covered. New York foreclosures go through court, and a referee conducts the sale. After the auction, there is no right to buy the house back. If you live there and are in foreclosure or two or more months behind, New York's Home Equity Theft Prevention Act gives you 14 business days to cancel a sale to an investor. Stopping it by paying the lender requires the full amount owed, including applicable interest, fees and costs. Selling first may help protect any equity you have. Our agreement of sale will often get a foreclosure sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.
The deed, title review, estate papers, and any court orders determine who needs to sign. The New York Courts directory is a contact starting point, not a decision about a particular property’s title, estate venue, or signer. Have the title company and an estate attorney review the actual documents before relying on a closing plan.
No. NYC Finance describes a lien sale as a sale of debt, not a sale of the home. Unresolved property-related debt can be a first step toward foreclosure. Check the actual notice and account with the City; a general page does not determine a property’s balance, deadline, eligibility, or foreclosure status.
NYC Buildings says buildings built before 1938 are not required to have a Certificate of Occupancy unless later alterations changed use, egress, or occupancy; an exempt building may use the City’s Letter of No Objection route. HPD describes annual registration for residential multiple dwellings and certain one- or two-unit private homes where neither the owner nor an immediate family member lives there. Check the address and actual records; these general rules do not establish a property’s status.
Call 888-274-5006 or use the offer form above. Share the borough, address, condition, occupancy, and the timing that matters.
Request a written cash offer →