Inherited
You stop paying for a house and get a fair price.
Sell Your House Fast in New York City, NY — Cash Offer in 24 Hours
We buy houses as-is in New York City: Bronx County, Kings County (Brooklyn), New York County (Manhattan), Queens County, and Richmond County (Staten Island), in any condition — no repairs, no cleaning, no cleanout required to sell to us.
You're going to get a fair price and not have to do anything. Just show up at settlement.
We give written cash offers in 24 hours. You get written terms before you commit, and closing is through a title company.
Call 888-274-5006 to talk through the property.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the borough, address, condition, and what is making the sale difficult.
Hablamos Español
Estimate what you could keep from a New York City sale
New York City, NY illustrative estimate
New York City, NY illustrative home sale net proceeds estimate
The sale price is only the starting point. What matters is what you keep after your payoff, repairs, fees, and other costs come out. That's your net proceeds.
Start with your best estimate of what your house is worth. You can change the value and every cost below. Adjust anything you know, including your payoff, repair or credit risk, cleanout cost, agent commission, and how long you expect to carry the property.
Starting-value basis: Illustrative starting home value for New York City, NY: $822,517. Editable planning estimate, not an appraisal.
See what you'd actually walk away with.
Your starting home-value estimate may come from a public source when one is available. You can edit that estimate and each cost input above; your property's actual value and closing costs may differ.
Choose the condition that best fits your home, then update the value, mortgage payoff, and cost inputs with what you know. The local-cost input is an editable cost reserve, not a verified local tax rate.
Three simple steps
1
Tell us about your house
Share the address, what needs work and who lives there. Tell us when we can see it and when you want to sell.
2
Get your offer
We give written cash offers in 24 hours.
3
Close
Written offer and written terms before you commit; title-company closing.
Choose the question closest to yours
Selling a New York City house in a difficult situation
Foreclosure
Our agreement of sale will often get a foreclosure sale postponed so we can close. Signing alone doesn’t postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.
Fire damage
You keep the insurance money and don’t have to worry about the house anymore — we’ll take care of it.
Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Liens and back taxes
When you sell to us, we can set it up so you don’t have to prepay anything — it comes out at closing.
Tenants
You’re done — no turnover, no repairs, no more bad tenants.
Code violations
The fines don’t stop while you think about it. They pile up, they add new ones, and every month takes another bite out of what the property is worth to you. We can buy it quickly, violations and all, so you stop the bleeding and keep your equity.
Divorce
You only have to agree on one thing — the price. After that we handle the rest, so there’s nothing to argue about over repairs, contractors, showings, or who pays for what.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the New York City calculator →
Questions about the two options? Call 888-274-5006.
New York City selling costs: state and local transfer taxes
New York State charges $2 for each $500 of the sale price, or part of $500, when the price exceeds $500. That is $400 on a $100,000 sale before any local tax or exemption. NYC real property transfer tax may add to the state tax. The seller normally pays the state base tax, but the sale agreement can provide otherwise. Ask the title company for the transfer-tax calculation and allocation for the property and sale price. New York State transfer-tax guidance → NYC real property transfer-tax guidance →
A separate 1% mansion tax normally applies to residential sales of $1 million or more and is normally paid by the buyer. When you sell to us, we pay the closing costs, including New York State real estate transfer tax and any applicable local real estate transfer taxes. That does not pay your mortgage, liens, back taxes, or your share of current property taxes.
What New York City sellers should know
Start with the borough and county
New York City has five boroughs, and each maps to a county: Bronx to Bronx County, Brooklyn to Kings County, Manhattan to New York County, Queens to Queens County, and Staten Island to Richmond County. The City Register's ACRIS page describes property-record service for the Bronx, Brooklyn, Manhattan, and Queens. For a Staten Island RPTT return, NYC Finance describes an electronic ACRIS filing and a paper route through the Richmond County Clerk; in specified recording situations, it says the paper return may instead go to a City Register office. Check the exact address and filing instructions before sending paperwork.
NYC City Register and ACRIS → NYC transfer-tax filing guidance → Borough directory → Find a community board →
Check building-use records by address
NYC Buildings describes a Certificate of Occupancy as stating a building's legal use and/or permitted occupancy. Its guidance says buildings built before 1938 are not required to have one unless later alterations changed use, egress, or occupancy; an exempt building may use the City's Letter of No Objection route. Search the address and notices with the Department of Buildings rather than assuming an older building has a particular record or status.
NYC Department of Buildings Certificate of Occupancy guidance →
A City lien sale is a sale of debt, not the home
NYC Finance says unpaid property taxes, water and sewer charges, and other property-related charges may be included in its lien-sale process. The City describes that as a sale of debt, not a sale of the house, while unresolved debt can be a first step toward foreclosure. Read the notice and check the actual account with NYC Finance; a general page cannot tell you the balance, deadline, eligibility, or foreclosure status for one property.
Look up NYC property-tax bills → NYC property-tax lien-sale information →
What sellers say about USA Home Buyers
About USA Home Buyers
Experience and reach
Our founder bought his first property in 2004 — more than 20 years of buying houses.
We've helped homeowners in just about every situation you can imagine — thousands of times. When you're working with someone, you want to know they've seen it before. We have.
We buy nationwide and focus on the country's most promising markets — not tied to one region, so we don't get stuck when a local market turns.
Your offer and closing
We give written cash offers in 24 hours.
Written offer and written terms before you commit; title-company closing.
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Cash Offer and EZ Sale
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Read our Google reviews
New York City is a market we serve.
Useful New York City offices and records
NYC City Register and ACRIS
Recorded property documents and property-record searches for the Bronx, Brooklyn (Kings County), Manhattan (New York County), and Queens County.
Richmond County Clerk and NYC Finance RPTT route
For Staten Island, NYC Finance describes a paper RPTT return at the Richmond County Clerk, alongside electronic filing through ACRIS and an alternate City Register route in specified timing situations.
NYC Department of Finance property-tax bills
Property-tax bills, notices, and account lookups. Check the actual property record for its current balance.
NYC Department of Finance lien-sale information
City information about property-tax liens and other property-related charges that may enter the lien-sale process.
NYC Department of Buildings
Certificate of Occupancy guidance and address-search information about a building’s permitted use and occupancy records.
NY Courts NYC Surrogate’s Courts directory
Court-contact starting point for estate matters. The directory does not determine the venue, signer, or next step for a specific estate.
NYC Department of Housing Preservation and Development
Annual registration information for residential multiple dwellings and certain one- or two-unit homes; registration contacts are used for official notices and emergencies.
Questions about selling a house in New York City
Can I sell a New York City house without fixing it first?
Yes. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Share the address and condition so you can compare the written terms with another sale path.
Which county is my New York City property in?
The borough identifies the county: the Bronx is Bronx County, Brooklyn is Kings County, Manhattan is New York County, Queens is Queens County, and Staten Island is Richmond County. Check the exact address and property records when you need the filing route.
What transfer taxes apply to a New York City home sale?
New York State charges $2 for each $500 of the sale price, or part of $500, when the price exceeds $500. That is $400 on a $100,000 sale before any local tax or exemption. NYC real property transfer tax may also apply. The seller normally pays the state base tax, but the sale agreement can provide otherwise; ask the title company for the property-specific closing figures.
Does a New York City property-tax lien sale mean the City is selling my house?
No. NYC describes a lien sale as a sale of debt, not a sale of the home. Unresolved property-related debt can be a first step toward foreclosure, so check the actual notice and account with the City.
What if my building was built before 1938 and has no Certificate of Occupancy?
NYC Buildings says buildings built before 1938 are not required to have a Certificate of Occupancy unless later alterations changed use, egress, or occupancy. An exempt building may instead use the City’s Letter of No Objection route. Check the address and records with the Department of Buildings; this does not determine a particular property’s status.
What happens to insurance proceeds if I sell a fire-damaged house to you?
You keep your insurance proceeds when we buy the house exactly as it stands. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Can you buy a tenant-occupied New York City house?
Yes. You’re done — no turnover, no repairs, no more bad tenants. Share the lease, rent and deposit information, access limits, notices, and possession expectations so we can review the property. This does not promise an eviction or a particular possession result.
Tell us about your New York City house
Share the borough, address, condition, who is living there, and what you need to know. Call 888-274-5006 if you would rather talk first.
Hablamos Español
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and what is making the sale difficult.
Hablamos Español
Nearby places and market pages
Jersey City and Hoboken are nearby New Jersey municipalities, not New York City neighborhoods. For nearby market information, see Bridgeport, Connecticut and Trenton, New Jersey.
New York City market reportNew York City neighborhoodsSeller resourcesSeller FAQNew York City seller articlesNew York City seller guideCompare as-is sale optionsHow the process worksHome-sale net proceeds calculatorNew York City seller reviewsAbout USA Home Buyers in New York City