Sell it as it stands
A fire can leave a damaged structure, smoke cleanup, and debris to deal with. You do not have to clean the house, repair it, or haul away debris before selling to us. Tell us what happened, what access is safe, and about any restrictions officials or your insurer have given you.
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
You keep your insurance proceeds
We buy the house exactly as it stands, and you keep your insurance proceeds.
Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
1. Tell us what happened
Share the address, the fire damage, what access is safe, and your timing. You can start the conversation before every record is gathered.
2. Review written terms
We'll give you a written cash offer within 24 hours. You receive the written offer and written terms before you commit.
3. Close through a title company
Written offer and written terms before you commit; title-company closing.
When you sell to us, we pay the closing costs.
Your mortgage balance, liens, back taxes, and share of current property taxes are separate.
Call 888-274-5006 or share the property details in the form.
Local safety, repair, and records contacts
If the structure may be unsafe, stay outside. Follow the directions of fire and building officials and utility providers for the actual property before entering, cleaning up, or starting repairs. The City of Tyler and Smith County are separate jurisdictions, so check which office is responsible for the property before asking about permits or repair requirements.
Smith County's directory lists the County Clerk's Official Public Records and Land Records functions and the Tax Assessor-Collector. These county offices can route deed, land-record, and tax-account questions; their directory information does not determine building safety, permit requirements, or a balance for a particular property.
Smith County Clerk — public and land records
The county directory lists the office at 200 E. Ferguson, Suite 300, Tyler, TX 75702. Use the directory to confirm the current route for a deed or land-record question.
Smith County Clerk directory →Smith County Tax Assessor-Collector
The county directory lists the office at 1517 West Front Street, Tyler, TX 75702, phone 903-590-2920. This is a contact route for county tax questions, not a parcel balance or lien finding.
Smith County Tax Assessor-Collector directory →
Compare rebuilding with selling as-is
Compare written contractor estimates, cleanup and debris-removal costs, any permits the responsible local office says apply, and the time and carrying costs of rebuilding with the written sale terms. Ask your insurer and mortgage servicer how their requirements apply to your claim and loan; do not assume a particular payout.
Compare what you may keep after costs, not just a possible sale price. The calculator is an estimate using editable assumptions, not a property-specific offer.
Compare estimated Tyler sale proceeds →Real seller reviews
Testimonials are real, from our transactions, verified and approved by our attorneys.
What sellers say about USA Home Buyers
Questions about selling a fire-damaged Tyler house
Can I sell a fire-damaged house in Tyler, TX?
Yes. USA Home Buyers buys houses as-is in Tyler and Smith County, Texas. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Do I need to clean up, repair, or haul debris first?
No. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You do not have to clean out the house, repair it, or haul away debris before selling to us.
Do I keep my insurance proceeds if I sell?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What should I do if the house may be unsafe?
Stay outside if the structure may be unsafe. Follow directions from fire and building officials and utility providers for the actual property before entering, cleanup, or repair work.
What happens after I ask about an offer?
Tell us about the damage and what access is safe. We'll give you a written cash offer within 24 hours. Written offer and written terms before you commit; title-company closing.
How can I compare rebuilding with selling as-is?
Compare written repair and debris-removal estimates, any permits the responsible local office says apply, and the time and carrying costs of rebuilding with the written sale terms. Ask your insurer and mortgage servicer how their requirements apply to your claim and loan. The calculator is an estimate, not a property-specific offer.
Call 888-274-5006 with a question about the damage, or use the form to share the property details.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
We'll give you a written cash offer within 24 hours.