Tyler, TX · Smith County · How the process works
USA Home Buyers buys houses as-is in Tyler and Smith County, Texas. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Start with the address and what you know about the house. You can call or use the form before every property question is settled.
Questions about the house or sale? Call 888-274-5006.
Tell us about the houseWe'll give you a written cash offer within 24 hours.
Share the address and what you know. You can start before every property question is settled.
From the first conversation to settlement
USA Home Buyers buys houses as-is in Tyler and Smith County, Texas. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Start with the address and what you know about condition, occupancy, access, and timing. You can call or use the form before every property question is settled.
We talk through the house as it sits, including repairs, occupancy, access, ownership, and timing. We can compare a direct sale with listing, repairs, waiting, or another option while details are still being checked.
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing. Read the price, responsibilities, possession, timing, costs, and property-specific conditions before you decide whether to proceed.
The title company checks the deed, who can sign, mortgage payoffs, liens, taxes, and the documents needed for settlement. A payoff is the amount needed to satisfy a mortgage or other obligation; a lien is a recorded claim for money. Current statements, notices, and estate papers help identify what needs to be checked.
The settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. You're going to get a fair price and not have to do anything. Just show up at settlement.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Tyler calculator →
Questions about the two options? Call 888-274-5006.
Tyler and Smith County details
The City of Tyler's 2025 Census boundary intersects Smith County. The Smith County Clerk directory lists probate, official public records, and land records as separate functions. These county contacts can point you to records; the title company checks the deed, signing authority, and amounts that apply to this sale.
The County Clerk directory lists Probate, Official Public Records, and Land Records as separate functions. The office is listed at 200 E. Ferguson, Suite 300, Tyler, TX 75702; the Probate Department is listed at 903-590-4678. The title company checks which records and signing documents apply to a particular sale.
The county directory lists the Tax Assessor-Collector at 1517 West Front Street, Tyler, TX 75702, phone 903-590-2920. It is a local route for property-tax questions; the title company checks the current amounts that apply to the sale.
The District Clerk directory lists this department for an already identified tax-suit matter and gives 903-590-1673 as its phone number. Use the notice and docket for the specific case; this directory listing does not establish a property's balance, case status, or deadline.
Closing numbers
The settlement sheet shows the sale price, mortgage payoff, liens, taxes, other listed charges, and amount scheduled for disbursement. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Texas has no state, county or city real estate transfer tax on a sale that conveys full ownership of real property. The Texas Constitution bars laws imposing this kind of tax on that transfer.
When you sell to us, we pay the closing costs.
Your mortgage, liens, back taxes and share of current property taxes are separate.
Compare possible sale proceeds with the Tyler home-sale net-proceeds calculator →
When the process gets difficult
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Questions and next steps
Open the page closest to your situation or use the calculator to compare possible sale proceeds. You can still call before every property question is settled.
Yes. Start with the address and what you know about the condition, occupancy, access, and timing. You can call or use the form while other details are still being checked.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing. Read the price, responsibilities, possession, timing, costs, and property-specific conditions before you decide.
The title company checks the deed, who can sign, mortgage payoffs, liens, taxes, and documents needed for settlement. Current statements, notices, and estate papers help identify the questions for this property.
Texas has no state, county or city real estate transfer tax on a sale that conveys full ownership of real property. When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes and share of current property taxes are separate.
The settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Call 888-274-5006 or start with the property address and what you know in the form above. Questions before documents are ready are welcome.