Tyler, TX · Smith County seller guide
Yes. USA Home Buyers buys houses as-is in Tyler and Smith County, Texas.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Written offer and written terms before you commit; title-company closing.
Call 888-274-5006 or use the form to tell us about the property.
Compare the choices
A listing may fit when the house is ready to show and you can take on preparation, visits, and the time it takes to sell. Compare a realistic estimate of what you would keep after repairs, cleanout, commissions, concessions, carrying costs, and other property costs—not only the asking price.
We review the house in its current condition. Compare the written price and terms with the costs, work, and time you would take on with another sale path. You do not need to repair, clean, or clear out the house to sell to us.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Tyler calculator →
Questions about the two options? Call 888-274-5006.
Steps and numbers
1
Share the address, what needs work and who lives there. Tell us when we can see it and when you want to sell.
2
We give written cash offers in 24 hours.
3
Written offer and written terms before you commit; title-company closing.
Market measures describe their stated geography and period, not the condition, title, payoff, or value of one house. The calculator lets you adjust planning assumptions to compare a listing estimate with what you may keep after costs.
Open the Tyler home-sale net-proceeds calculator →Local property context
The incorporated City of Tyler intersects Smith County. That citywide geography is useful for orientation, but it does not establish the county, title, or probate venue for a particular parcel. Check the property address and records before relying on a county contact.
Tyler Junior College lists its Central Campus at 1327 S Baxter Ave and TJC West at 1530 S SW Loop 323. UT Tyler publishes 3900 University Blvd as its campus address. These are useful city waypoints, not neighborhood boundaries or evidence about a particular house.
Tyler Junior College locations · The University of Texas at Tyler
Before choosing a closing plan
Start with the ownership record and any estate or court papers. Ask the title company handling the sale which people and documents it needs for this property. Smith County lists Probate as a separate county function; that contact route does not decide who may sign or which court has authority in a specific case.
Smith County Clerk directory · Smith County Probate Department
Texas has no state, county, or city real-estate transfer tax on a sale that conveys full ownership of real property. The deed still has to be signed before a notary and recorded with the county clerk.
When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.
Texas Constitution, Article VIII, Section 29 · Smith County Clerk and records directory
Often, yes, if your sale closes before the foreclosure sale. Texas mortgage foreclosures are usually non-judicial, with a trustee or substitute trustee conducting the sale. For property used as your residence, the loan servicer must first send written notice of default by certified mail and give at least 20 days to catch up before a sale can be noticed. Then, at least 21 days before the sale, the notice of sale must be posted at the courthouse, filed with the county clerk, and sent by certified mail to each borrower.
The sale is a public auction at the county courthouse, usually on the first Tuesday of the month between 10 a.m. and 4 p.m. It must start no later than three hours after the time stated in the notice. Some foreclosures go through court and follow different steps. If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.
Texas State Law Library: foreclosure notices before the sale · Texas State Law Library: the foreclosure sale
Where to find help
These directories help you find the relevant office. They are contact routes, not a property-specific record, balance, title, or case-status result.
Questions and contact
Call 888-274-5006 or use the form to ask for a written cash offer. You can compare the terms with a listing or another sale plan.
Yes. USA Home Buyers buys houses as-is in Tyler and Smith County, Texas. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
We'll give you a written cash offer within 24 hours.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you. Cash Offer is a direct purchase by USA Home Buyers, 30 days or less, at a lower price. EZ Sale goes to one of our partners, 60 days or less, at a higher price than the Cash Offer. Both have no repairs, no commissions, and no closing costs.
The deed and any estate or court papers help identify who may have authority, but a family relationship alone does not answer who can sign. Ask the title company handling the sale which people and documents it needs for the property. Smith County lists Probate as a county contact route; that directory does not determine a particular property’s signer or probate venue.
Often, yes, if your sale closes before the foreclosure sale. Texas mortgage foreclosures are usually non-judicial, with a trustee or substitute trustee conducting the sale. For property used as your residence, the loan servicer must first send written notice of default by certified mail and give at least 20 days to catch up before a sale can be noticed. At least 21 days before the sale, the sale notice must be posted at the courthouse, filed with the county clerk, and sent by certified mail to each borrower. The auction is usually at the county courthouse on the first Tuesday of the month between 10 a.m. and 4 p.m.; it must start no later than three hours after the time stated in the notice. Some foreclosures go through court and follow different steps. If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.
No. Texas has no state, county, or city real-estate transfer tax on a sale that conveys full ownership of real property. The deed still has to be signed before a notary and recorded with the county clerk. When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.
Smith County lists Official Public Records, Land Records, and Probate separately in its County Clerk directory, and it has separate tax-office directories. These are starting points for county contact information, not a parcel-specific title, probate, or tax determination. Use the property address and its records when contacting an office.
Start with the property address and the timing that matters to you.