Warwick, RI · Seller questions

Questions About Selling a House in Warwick, RI

These answers cover sale proceeds, repairs, Rhode Island conveyance tax, foreclosure, estates, tenants, and code notices.

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Money and choices

Compare what you keep, not just the sale price

Repairs and the costs of carrying the house can change what remains. Compare possible sale paths with the calculator, then compare the written Cash Offer and EZ Sale numbers.

Compare possible Warwick net proceeds →Compare Cash Offer and EZ Sale →

Cash Offer or EZ Sale: compare the written numbers

We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.

Swipe across the table to compare all four selling options.

FactorList with a realtorFSBOCash OfferEZ Sale
TimelineMarket-dependentMarket-dependent30 days or less60 days or less
PriceHighest, if it sellsVariesLower priceHigher price than the Cash Offer
RepairsRepairs may be needed before listing or after inspectionThe seller handles repair decisionsNo repairsNo repairs
CommissionsAgent commissions apply under the listing agreementNo listing-agent commission; the seller handles the saleNo commissionsNo commissions
Closing costsSeller costs depend on the contract and settlement statementSeller costs depend on the contract and settlement statementNo closing costsNo closing costs
ShowingsThe seller prepares for and coordinates showingsThe seller markets the property and coordinates showingsNoneYes, partner visits
Who buysRetail buyerRetail buyerUSA Home Buyers buys directlyGoes to one of our partners
CertaintyDepends on the buyer, inspections, financing, and contractDepends on finding and qualifying a buyerYou get a written offer and written terms before you commit, and we close through a title company.You get a written offer and written terms before you commit, and we close through a title company.
Net proceedsCompare the expected sale price after commissions, repairs, costs, and waitingCompare the expected sale price after seller-managed costs and workCompare the written price after your payoff and other property obligations. No commissions. No closing costs.Compare the written price after your payoff and other property obligations. No commissions. No closing costs.

Compare what you would keep after costs with the Warwick calculator →

Questions about the two options? Call 888-274-5006.

Warwick seller questions, answered

How should I compare what I might keep from selling?

Look at what may be left after the sale, not just the price. Repairs and the bills you carry while you own the house can change what remains. Compare possible sale paths with the calculator, then compare the written Cash Offer and EZ Sale numbers.

Do I need to repair or clean the house before selling to you?

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

Can I see the offer and terms before I decide?

You get a written offer and written terms before you commit, and we close through a title company.

How quickly can I get an offer, and when could we close?

We give written cash offers in 24 hours. Close as fast as 7 days when title and closing details allow.

What costs do I pay when I sell to you?

No fees. No agent commissions when you sell to us. When you sell to us, we pay the closing costs, including Rhode Island's real estate conveyance tax. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate.

How does Rhode Island real estate conveyance tax work?

Rhode Island charges a real estate conveyance tax when the deed is recorded. For 2026, the rate is $3.75 for each $500 of the price, or any part of $500. Sales above $824,000 also pay the same rate on the amount above that threshold; the threshold is adjusted for inflation each year. State law makes the seller responsible unless the parties agree otherwise. (R.I. Gen. Laws §44-25-1; Rhode Island Division of Taxation.)

Can an executor sell a Warwick house before the estate is finished?

Often, yes, once the probate court appoints someone with authority to act. The court's letters show the executor's or administrator's authority. An executor can usually sell under a power of sale in the will. If the will leaves the house to a specific person, that person must agree in writing. Without a power of sale, the executor or administrator asks the probate court for a license to sell, and the court may set a minimum price. (R.I. Gen. Laws §§33-12-6, 33-19-3, 33-19-9.) If you need an estate attorney, we can help you find one.

Can I sell my Warwick house while it is in foreclosure?

Often, yes, if the foreclosure sale has not happened and the sale can close first. Rhode Island lenders may foreclose through a court case or under a power of sale in the mortgage. Once a power-of-sale auction is completed, the owner loses the right to redeem the house. If a sale date is scheduled, call us right away to discuss the timing. (R.I. Gen. Laws §§34-11-22, 34-27-4.)

Can I sell a Warwick house with tenants still living there?

You don't always need to evict to sell to us. We buy houses with tenants in place — we've done it many times, including cash-for-keys when that works better for everyone. Rhode Island's sale does not end the lease; the buyer takes over as landlord subject to it. (R.I. Gen. Laws §34-18-23.)

Can I sell a Warwick house with code violations?

Usually, yes. If you received a housing-code notice or order, Rhode Island lets you sell before fixing the problem only if you first give the buyer a true copy of every notice or order. Before the transfer, you must also tell the code officer in writing that you intend to sell, include the buyer’s name and address, and deliver the notice by hand with a receipt or by registered or certified mail. The buyer is bound by the notice. When you sell to us, we're the buyer, so the repairs become our job. (R.I. Gen. Laws §45-24.3-17.)

Can I sell a house with back taxes or liens?

You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront. Your mortgage, liens, back taxes, and share of current property taxes are separate from the closing costs we pay.

Start with a question

You can call before you have everything figured out

Call with the question you have. We can talk through the house, timing, or paperwork together.

Call 888-274-5006.

Local help

Warwick offices for estate, property, and tax questions

Warwick Probate Division

For probate filings and docketing for Warwick residents, contact the Probate Division at City Hall, 3275 Post Road, or call (401) 738-2006.

Warwick Probate Division →

Warwick Building Department

The department handles building, zoning, inspections, and Property Maintenance (Minimum Housing) questions. Call (401) 738-2007.

Warwick Building Department →

Warwick Tax Collectors

Ask about property taxes, water and sewer charges, or a Municipal Lien Certificate.

Warwick Tax Collectors →

Warwick Deeds (Land Evidence)

The City records and indexes land documents, including mortgages and liens.

Warwick Deeds office →

Rhode Island rules behind these answers

What our sellers say

“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
Alex Pproperty taxes
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
Alice Wforeclosure
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Angela Rmoving

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