Plainfield, IN · Hendricks County · How it works
How Selling Your Plainfield House to Us Works
USA Home Buyers buys houses in Plainfield, Indiana. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Share the address and what you know about the house. You can talk with us before every property question is settled.
Questions? Call 888-274-5006.
Tell us about the houseWe give written cash offers in 24 hours.
Takes 2 minutes. No obligation.
The sale, step by step
From the property conversation to settlement
Tell us about the house
Start with the address, condition, who lives there, and your timing. If an estate, payoff, lien, tax, or code issue is part of the picture, mention what you know. You can start the conversation before every property question is settled.
Talk through the property and your choices
We talk through the house as it is, access, occupancy, and timing. Then we compare the sale choices with you. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Read the written offer and terms
We give written cash offers in 24 hours. You get a written offer and written terms before you commit, and we close through a title company. Read the price, responsibilities, possession, costs, timing, and property-specific terms before you decide whether to proceed.
Work through title, signing authority, and payoffs
The title company checks the deed, who can sign, mortgage payoff information, liens, taxes, and the documents needed for closing. We talk through the house and your questions as title work moves forward.
Review the settlement sheet
The settlement sheet shows the sale price, mortgage and lien payoffs, property taxes, closing costs, and the amount scheduled for you. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Choose whether to close
If you decide to proceed, sign the final papers through the title company. Close as fast as 7 days when title and closing details allow. You're going to get a fair price and not have to do anything. Just show up at settlement.
Cash Offer or EZ Sale: compare the written numbers
Compare the written terms and numbers, then choose the path that fits your house and situation.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Plainfield, IN calculator →
Questions about the two options? Call 888-274-5006.
Closing numbers
Review the settlement sheet and closing costs
The settlement sheet shows the sale price, mortgage and lien payoffs, property taxes, closing costs, and the amount scheduled for you. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
When you sell to us, we pay the closing costs. No agent commissions when you sell to us. No fees. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate settlement amounts.
When things get difficult
We keep working through the bumps
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Questions and contact
More help with your Plainfield house
Find guidance for your situation, or call us while you are still sorting out the house details.
Plainfield sale-process questions
Can I call before every property detail is settled?
Yes. Start with the address and what you know about the house, who lives there, and your timing. We can talk through the unanswered questions together.
What will I see on the settlement sheet?
It shows the sale price, payoffs, taxes, costs, and the amount scheduled for you. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Talk through your Plainfield house
Call 888-274-5006 or use the form at the top. We can talk while you are still sorting out property details.