Webster Groves, MO · St. Louis County · How it works
How Selling Your Webster Groves House to Us Works
USA Home Buyers buys houses in Webster Groves and St. Louis County. Tell us what you know about the house and what you need from the sale; you can start before every detail is settled.
Questions now? Call 888-274-5006.
Tell us about the houseFrom the first conversation to settlement
The sale, step by step
Tell us what you know about the house
Start with the address, condition, who lives there, and your timing. If an estate, mortgage payoff, lien, back-tax notice, or other issue is part of the picture, tell us what you know. You can start the conversation before every detail is settled.
Talk through the property and your choices
We ask about the house as it stands, including repairs, access, occupancy, and timing. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We talk through a direct sale, the EZ Sale option, or another path you are considering.
Read the written offer and terms
You get a written offer and written terms before you commit, and we close through a title company. The terms lay out the price, responsibilities, possession, timing, costs, and any property-specific conditions. Read them and ask questions before you decide.
Work through title, signing, and payoffs
We work with the title company on the deed, who can sign, mortgage payoffs, liens, taxes, and the documents needed for closing. We talk with you about occupancy, access, belongings, and moving timing.
Review the settlement sheet
The settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Sign and close
Close as fast as 7 days when title and closing details allow. If you proceed, sign the final papers through the title company and receive your money through its closing instructions. You're going to get a fair price and not have to do anything. Just show up at settlement.
Cash Offer or EZ Sale: compare the written numbers
Compare the written terms and numbers, then choose the path that works for your house.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Webster Groves calculator →
Questions about the two options? Call 888-274-5006.
When an estate owns the house
Who can sign for an estate sale?
The probate court appoints a personal representative—an executor or administrator—to act for the estate. An heir cannot sign just because they inherited the house. In independent administration, the representative generally can sell estate real estate without a separate court order, within the will’s limits and for the estate’s benefit. In supervised administration, a sale generally follows a court order. If the will gives the executor power to sell, the executor may sell under that power.
We can talk through the papers you have and work with the title company on the sale. If you need an estate attorney, we can help you find one.
Closing numbers
Missouri sale taxes and deed-recording fees
Missouri’s Constitution bars the state, counties, and other local governments from imposing new taxes on real-estate sales or transfers after December 2, 2010.
County recorders charge $5 for the first page of a deed and $3 for each additional page, plus per-document fees set by state law. The title company or closing professional confirms the exact recording charges.
Your settlement sheet shows the sale price, any mortgage payoff, liens, back taxes, your share of current property taxes, recording charges, and the amount scheduled for you. When you sell to us, we pay the closing costs. No agent commissions when you sell to us. No fees.
When things get difficult
We keep working through the bumps
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Questions and next steps
More help with your Webster Groves house
Find the page that fits your situation, or call us while you are still sorting out the house details.
Questions about selling in Webster Groves
Can I call before every detail about the house is settled?
Yes. Start with the address, condition, who lives there, and your timing. Tell us what you know about an estate, payoff, lien, or tax notice. You can call while other details are still being sorted out.
Who can sign when a house belongs to a Missouri estate?
The probate court appoints a personal representative—an executor or administrator—to act for the estate. An heir cannot sign just because they inherited the house. In independent administration, the representative generally can sell estate real estate without a separate court order, within the will’s limits and for the estate’s benefit. In supervised administration, a sale generally follows a court order. If the will gives the executor power to sell, the executor may sell under that power.
What taxes and deed-recording fees apply in Missouri?
Missouri’s Constitution bars the state, counties, and other local governments from imposing new taxes on real-estate sales or transfers after December 2, 2010. County recorders charge $5 for the first page of a deed and $3 for each additional page, plus per-document fees set by state law. The title company or closing professional confirms the exact recording charges. When you sell to us, we pay the closing costs.
Talk through your Webster Groves house
Call 888-274-5006 or use the form above. You can start with the address and what you know about the house.
