East Providence, RI · Seller questions
Questions About Selling a House in East Providence, RI
Find answers about what you may keep, repairs, Rhode Island conveyance tax, closing time, tenants, and foreclosure.
You can call before you have every detail figured out. Call 888-274-5006 or use the form.
We give written cash offers in 24 hours.
Share the address and what you are trying to sort out. You can start with what you know.
Money and choices
Compare what you may keep, not just the sale price
What remains depends on the sale amount and costs such as repairs, cleanout, listing, and bills while you own the house. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate amounts to account for. Compare possible numbers for your property with the calculator.
Compare possible proceeds with the East Providence home-sale calculator →
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the East Providence calculator →
Questions about the two options? Call 888-274-5006.
Questions about selling in East Providence
What should I compare to know what I may keep from a sale?
Compare the sale price with repair, cleanout, listing, and carrying costs, then account for your mortgage payoff, liens, back taxes, and share of current property taxes. We can compare the numbers with you using the East Providence home-sale calculator.
Do I need to repair or clean the house before selling to you?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Who pays Rhode Island’s real estate conveyance tax?
Rhode Island charges a real estate conveyance tax when a taxable deed is recorded. State law makes the seller responsible unless the parties agree otherwise. No fees. No agent commissions when you sell to us. When you sell to us, we pay the closing costs, including Rhode Island’s real estate conveyance tax.
How soon can a sale close?
Close as fast as 7 days when title and closing details allow.
Can I sell a house with tenants still living there?
You don’t always need to evict to sell to us. We buy houses with tenants in place — we’ve done it many times, including cash-for-keys when that works better for everyone. Tell us about the lease and who lives there, and we can talk through the sale with you.
Can I sell if a Rhode Island foreclosure sale is coming up?
Often, yes, if you can close before the foreclosure sale. Rhode Island allows foreclosure through court or by a mortgage power of sale. For a covered first mortgage on an owner-occupied home with one to four units, the lender generally must take part in a free mediation conference before a power-of-sale foreclosure; the conference is scheduled within 60 days after notice is mailed, and statutory exceptions apply. If a foreclosure sale is scheduled, tell us the date right away so we can try to close before it.
Start with a question
You can call before everything is figured out
You don’t need to have every paper or answer ready. Not sure? Call us — we’ll sort it out with you. 888-274-5006.
Local help
A question about your East Providence property tax?
The city’s Assessment Division handles property-assessment questions. Tax Collection handles property-tax payments and account questions.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
More detail
Find the page that fits your situation
Still have a question about selling?
Call 888-274-5006 or use the form above. We can talk through the house, timing, or paperwork with you.