City of Las Vegas, Nevada · Clark County

Can I Sell My Las Vegas House With Back Taxes or Liens?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.

Yes. USA Home Buyers buys houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We buy houses in Las Vegas and Clark County, Nevada, including houses with liens or back taxes. You can call before you have every payoff figure or notice; the title company checks recorded property claims, while the responsible creditor or county office confirms its current balance and instructions.

You get a written offer and written terms before you commit; the closing is through a title company. Ask for a cash offer or call 888-274-5006 to talk through the property.

Talk through your Las Vegas lien or tax question

Share the property address and whatever you know about the lien, creditor, tax account, or notice. You can start with what you have; there is no need to assemble every record before calling.

We give written cash offers in 24 hours.

Tell us the address and what you know about the notice, payoff, creditor, or tax account.

By submitting, you agree to our Privacy Policy and Terms of Service. You consent to receive calls and texts from USA Home Buyers. We never share your information.

We'll give you a written cash offer within 24 hours.

Prefer to call? 888-274-5006.

How liens and payoffs work

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.

The closing-cost promise pays closing costs, including Nevada's real property transfer tax. It does not pay your mortgage, liens, back taxes, or your share of current property taxes. Those are separate amounts shown in the settlement figures; the creditor or tax office confirms the payoff, and the title company works it into the closing.

A lien is a recorded claim that can affect the property title or money due when the house sells. A payoff is the current amount and instructions from the creditor or office owed. The amount on an older statement or tax bill may not be the current payoff, so the responsible office or creditor needs to confirm the latest figures.

Records that help—and who checks them

Start with the property address. If you have them, keep the parcel number, latest property-tax bill or notice, mortgage or creditor statement, payoff letter, case number, recorded document, and any tax-sale or foreclosure notice nearby. The title company checks ownership and recorded land documents; the county office or creditor named on the notice confirms its account balance and payoff or release instructions. You can call before you have everything.

If the payoff is the problem

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

  1. 1. Talk through the property

    Tell us the Las Vegas address, what notice or payoff you have, and what timing concerns you. Start with what you know; you do not have to resolve the lien or tax balance before calling.

  2. 2. Review the house and written terms

    We review the house as it stands and put the proposed offer and sale terms in writing before you decide whether to proceed. Read the price, payoff treatment, responsibilities, and closing terms before you commit.

  3. 3. Confirm title and payoff details

    The title company checks ownership and recorded claims for the transaction. The lender, creditor, or county office confirms current payoff amounts and instructions so the specific settlement figures can be reviewed.

  4. 4. Review the figures and close

    The title company prepares the closing figures, including the sale price, payoffs, taxes, and other transaction costs. You can review how the money is allocated before the title-company closing.

Clark County records, tax notices, and transfer tax

Use the office that handles the record or notice in front of you. Recorded land documents, an assessed-value record, a county tax account, and a lender payoff are different things; the office or creditor holding each record can answer its part.

Clark County Recorder ↗

The Recorder handles recorded land documents and public-record access. Use the county's land-document information to look up or ask about a recorded deed, mortgage, or other document. The Recorder lists 702-455-4336.

Clark County Assessor ↗

Search real-property records by address, parcel number, or owner, or contact the Assessor at 702-455-3882. An assessed-value or parcel record is not the same as a creditor payoff or the Treasurer's current tax balance.

Clark County Treasurer ↗

The Treasurer handles county real-property tax billing, collection, and account questions. Ask about the balance and status of the account shown on a county property-tax bill or notice. The office lists 702-455-4323.

A county property-tax account or tax-sale notice is separate from a lender's mortgage-foreclosure notice. For a mortgage notice, use the lender or trustee contact and dates on the papers; see the separate Las Vegas foreclosure page.

Nevada real property transfer tax

Clark County's rate is $2.55 for each $500 of value or part of $500. Nevada collects the tax when the deed is recorded, with a declaration of value. State law makes the buyer and seller each responsible for the full tax, though a contract can assign who pays and the county can collect from either one. When you sell to us, we pay the closing costs, including Nevada's real property transfer tax. Your mortgage, liens, back taxes, and share of current property taxes are separate.

Read Nevada's real property transfer tax law →·Nevada Department of Taxation transfer-tax guide →

Compare possible net proceeds

Use the Las Vegas home-sale net proceeds calculator with your own estimates for the sale price, mortgage payoff, liens or back taxes, repairs, carrying costs, and closing costs. Just an estimate — the actual number could be more or less depending on the home's condition.

Open the Las Vegas home-sale net proceeds calculator →

What sellers say about USA Home Buyers

Las Vegas property liens and back taxes questions

Can I sell my Las Vegas house with back taxes or liens before paying them?

Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. The creditor or county office confirms current payoff information, and the title company checks the property records as the sale moves forward.

Who checks the lien and tax balances?

The creditor or office that holds the account confirms its current balance and payoff instructions. The title company checks ownership and recorded property claims and uses the confirmed details in the closing work.

What records should I have when I call?

Start with the Las Vegas property address. A parcel number, recent tax bill or notice, lender or creditor statement, payoff letter, case number, recorded document, or sale notice can help. You can call before you have everything.

Is a Clark County tax notice the same as a mortgage-foreclosure notice?

No. A county property-tax account or tax-sale notice is separate from a lender mortgage foreclosure. Clark County Treasurer handles county real-property tax billing and collection; use the lender or trustee contact on mortgage papers and see the separate Las Vegas foreclosure page for that process.

What is the real property transfer tax in Clark County?

Clark County's rate is $2.55 for each $500 of value or part of $500. Nevada law makes both buyer and seller responsible for the full tax, though a contract can assign who pays. When you sell to us, we pay the closing costs, including Nevada's real property transfer tax.

What if the payoff is more than my Las Vegas house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens after I contact USA Home Buyers?

We talk through the house and the information you have, review the property as-is, and put the offer and terms in writing before you commit. The title company checks title and works through current payoff details with the creditor or county office. You review the settlement figures before the title-company closing.

More Las Vegas seller resources

Talk through the property

Call 888-274-5006 or use the form above. Start with the Las Vegas address and whatever lien or tax notice you have.

Call Now 888-274-5006