What we take on
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You do not need to clear the house or remove damaged materials to sell to us.
Tell us what happened and what you know about the damage. You can contact us while your insurance claim is still being handled.
Insurance, mortgage, and repair or demolition holds
When the recoverable fire loss under all policies exceeds $7,500, Pennsylvania law requires a municipal certificate before the insurer pays. If the certificate lists delinquent municipal charges or certified costs to secure, repair, or remove the structure, the insurer transfers those listed amounts from the claim to the municipality before releasing any balance. See the Pennsylvania fire-insurance law.
A separate repair-or-removal escrow applies only if the municipality adopted a fire-insurance escrow ordinance and the agreed loss is at least 60% of the building's combined fire-policy limits. State College Borough is not listed on the Pennsylvania Department of Community and Economic Development's register of filed fire-escrow ordinances.
What happens next
- Talk through the damage. Call or use the form to tell us what happened and what questions you have.
- Review a written offer. We give written cash offers in 24 hours.
- Decide after you see the terms. We provide a written offer and written terms before you commit; if you choose to sell, we close through a title company. Close as fast as 7 days when title and closing details allow.
Building safety and permits
If officials have restricted access to the property, stay out and follow their directions. For a property in State College Borough, demolition requires a zoning permit, and building permits are handled by Centre Region Code Administration (814-231-3056). See the Borough's permits information.
Compare repairing with selling as-is
If you are weighing repairs against a sale, compare the repair scope and time with what you would keep after any mortgage payoff, liens, back taxes, and your share of current property taxes. When you sell to us, we pay the closing costs. When you sell to us, we pay the transfer tax. No agent commissions when you sell to us. The State College net-proceeds calculator helps estimate the sale side of that comparison. No fees.
We buy houses as-is, so you can sell without doing the cleanup, repairs, or debris hauling yourself.
Questions and reviews
Fire-Damaged Property in State College, PA — FAQ
Can I sell a fire-damaged house in State College without repairing it?
Yes. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
What happens to my insurance proceeds and mortgage requirements?
When we buy the house exactly as it stands, you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Can I contact you before an insurance claim is finished?
Yes. Call us with what you know now and ask about selling; you do not need to wait until every document is organized.
Should I enter a fire-damaged house before repairs?
If officials have restricted access or marked the structure unsafe, stay out and follow their directions.
We give written cash offers in 24 hours.
Tell us about the property and what happened.
Redfin September 2026 and Zillow September 2026 market data
- Redfin median sale price
- $430,895
- Year over year
- +2.59%
- Median days on market
- 10 median days on market
- Homes sold
- 31 homes sold
- Zillow ZHVI
- $415,228 ZHVI
Sources: Zillow’s Home Value Index and Redfin’s recent-sale data for State College, PA. Zillow data covers September 2026; Redfin data covers September 2026.