Bozeman, MT · How the process works
How Selling Your Bozeman House to Us Works
USA Home Buyers buys houses as-is in Bozeman and Gallatin County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Start with the address and what you know about the house. You can begin the conversation before every question about condition, ownership, timing, or paperwork is settled.
Questions now? Call 888-274-5006.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and what you know about the house.
The sale, step by step
From the first conversation to settlement
1. Talk through the property
We ask about the house as it sits: condition, occupancy, access, ownership, and timing. Tell us what you know about an estate, tenant, payoff, lien, tax account, or deadline. A payoff is the amount needed to satisfy a mortgage or other obligation; a lien is a claim against the property. It is fine to start while some details are still unknown.
2. Read the written offer and terms
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing. Read the price, responsibilities, possession, timing, costs, and property-specific conditions before deciding whether to proceed, compare another option, or stop before signing.
3. Work through title and payoffs
The title company checks the deed, ownership, who can sign, mortgage payoffs, liens, taxes, and the records needed for settlement. Current statements and title records help confirm which items apply to this house. Bring notices or estate papers you have so the right questions can be addressed.
4. Review the settlement sheet
A settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
5. Decide whether to close
You decide whether to proceed. If you do, the title company handles the closing papers and confirms the final figures.
You're going to get a fair price and not have to do anything. Just show up at settlement.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Bozeman, MT calculator →
Questions about the two options? Call 888-274-5006.
Useful local details
Montana deed recording and water-right records
Montana has no state, county, or city tax on the sale or transfer of real property. The paperwork still has a step: a Realty Transfer Certificate is filed with the deed when it is recorded at the county Clerk and Recorder. For a Bozeman property, the local recording office is the Gallatin County Clerk and Recorder.
The Montana Department of Revenue uses the certificate to update ownership records and gather sale information for property appraisals. It also asks whether water rights go with the property. If the house has its own water right, the state's water-right ownership records also need an update; a property served by a public water supply skips that separate step.
Read the Montana Constitution's real-property transfer-tax rule, the Montana Department of Revenue's Realty Transfer Certificate guidance, and Montana's water-right ownership update law.
Closing numbers
See what the settlement figures include
The settlement sheet shows the sale price and the payoffs, liens, taxes, and costs that affect the amount scheduled for disbursement. Ask about any line you do not recognize. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
When you sell to us, we pay the closing costs.
Mortgage payoffs, liens, back taxes, and your share of current property taxes are separate from the closing costs we pay.
When the process gets difficult
We stay with the process
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
What sellers say about USA Home Buyers
Questions and next steps
Find the guidance or estimate for your situation
Compare your assumptions with the Bozeman home-sale net-proceeds calculator. For a particular situation, see:
- Inherited-property questions →
- Foreclosure deadlines →
- Selling during divorce →
- Tenant-occupied houses →
- Code violations and repairs →
- Fire-damaged houses →
- Property liens and back taxes →
Questions about selling a Bozeman house
Can I start before every property question is settled?
Yes. Start with the address and what you know about the condition, occupancy, access, and timing. Tell us what is still uncertain, such as an estate, payoff, lien, tax account, or notice; you do not need every answer before the first conversation.
Do I need to repair or clean out the house first?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
What happens after we talk about the house?
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing. The title company checks the deed, ownership, who can sign, mortgage payoffs, liens, and taxes before settlement.
Does Montana charge a tax when I sell my house?
No. Montana has no state, county, or city tax on the sale or transfer of real property. A Realty Transfer Certificate is filed with the deed when it is recorded. If the property has its own water right, the water-right ownership records also need an update; a property served by a public water supply skips that separate step.
Who confirms the final settlement figures?
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Which costs are separate from closing costs paid by USA Home Buyers?
When you sell to us, we pay the closing costs. Mortgage payoffs, liens, back taxes, and your share of current property taxes are separate.
You can call before every detail is settled: 888-274-5006.
Ready to talk about your Bozeman house?
Call 888-274-5006 or send the address, condition, occupancy, and timing through the form. Questions are welcome even if some details are still unknown.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Start with the property address and the details you have.